Loading...
Loading...
Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ৳3,045 — InstaReM vs Xoom (PayPal)
60d trend
Today's best
121.8058
Ria Money Transfer
60d average
121.8522
Period best
121.8752
2026-03-28
Period worst
121.7112
2026-03-13
Based on 60 days of rate data across 14 providers · Updated every 6 hours
InstaReM
Speed
1-3 business days
Fee
Free
Rate
122.5791
Mid 122.7633 ▼0.15%
৳122,579.14
Recipient gets
Exchange rate
122.5791
Mid-market: 122.7633 (0.15% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
৳122,579.14
Rate History
↓ 0.3% over 60d
121.6353
121.34 – 122.24
-0.2%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
Exchange rate
122.3950
Mid-market: 122.7633 (0.30% below)
Transfer fee
$1.99
Delivery
2 days
Recipient gets
৳122,151.43
Rate History
Rate up 0.4%↑ 0.5% over 53d
121.9176
121.86 – 122.44
+0.4%
Exchange rate
121.9776
Mid-market: 122.7633 (0.64% below)
Transfer fee
Free
Delivery
0-3 days
Recipient gets
৳121,977.60
Rate History
↓ 0.1% over 53d
122.0537
121.99 – 122.06
-0.1%
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
Ria Money Transfer
Speed
Instant
Fee
Free
Rate
121.7935
Mid 122.7633 ▼0.79%
৳121,793.45
Recipient gets
Exchange rate
121.7935
Mid-market: 122.7633 (0.79% below)
Transfer fee
Free
Delivery
Instant
Recipient gets
৳121,793.45
Rate History
Best rate 52 of 60 days↓ 0.1% over 54d
121.8666
121.81 – 121.88
-0.1%
Remitly
Speed
Minutes to 3-5 days
Fee
$3.99
Rate
122.1372
Mid 122.7633 ▼0.51%
৳121,649.86
Recipient gets
Exchange rate
122.1372
Mid-market: 122.7633 (0.51% below)
Transfer fee
$3.99
Delivery
Minutes to 3-5 days
Recipient gets
৳121,649.86
Rate History
↓ 0.4% over 60d
122.4508
122.14 – 122.97
-0.3%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Western Union
Speed
0-7 days
Fee
$0.99
Rate
121.6830
Mid 122.7633 ▼0.88%
৳121,562.50
Recipient gets
Exchange rate
121.6830
Mid-market: 122.7633 (0.88% below)
Transfer fee
$0.99
Delivery
0-7 days
Recipient gets
৳121,562.50
Rate History
↓ 0.1% over 53d
121.7562
121.67 – 121.77
-0.1%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
Exchange rate
121.6216
Mid-market: 122.7633 (0.93% below)
Transfer fee
$0.99
Delivery
Instant
Recipient gets
৳121,501.18
Rate History
↓ 0.5% over 53d
122.0966
121.51 – 122.14
-0.5%
MoneyGram
Speed
0-1 days
Fee
$1.99
Rate
121.6830
Mid 122.7633 ▼0.88%
৳121,440.82
Recipient gets
Exchange rate
121.6830
Mid-market: 122.7633 (0.88% below)
Transfer fee
$1.99
Delivery
0-1 days
Recipient gets
৳121,440.82
Rate History
↓ 1.1% over 53d
122.9006
121.67 – 123.02
-1.0%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
121.4006
Mid 122.7633 ▼1.11%
৳121,400.61
Recipient gets
Exchange rate
121.4006
Mid-market: 122.7633 (1.11% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
৳121,400.61
Rate History
↑ 0.1% over 54d
121.8235
121.25 – 122.50
-0.3%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
WorldRemit
Speed
Instant
Fee
Free
Rate
121.2533
Mid 122.7633 ▼1.23%
৳121,253.29
Recipient gets
Exchange rate
121.2533
Mid-market: 122.7633 (1.23% below)
Transfer fee
Free
Delivery
Instant
Recipient gets
৳121,253.29
Rate History
Most stable rate→ 0.0% over 53d
121.3092
121.26 – 121.31
-0.0%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
Wise
Speed
11h 24m
Fee
$12.83
Rate
122.7510
Mid 122.7633 ▼0.01%
৳121,176.11
Recipient gets
Exchange rate
122.7510
Mid-market: 122.7633 (0.01% below)
Transfer fee
$12.83
Delivery
11h 24m
Recipient gets
৳121,176.11
Rate History
→ 0.0% over 60d
122.8175
122.70 – 123.40
-0.1%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Exchange rate
120.8850
Mid-market: 122.7633 (1.53% below)
Transfer fee
$2.49
Delivery
Instant
Recipient gets
৳120,584.00
Rate History
1.5% markup↓ 0.2% over 53d
121.0893
120.90 – 121.11
-0.2%
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
$3.99
Rate
120.0134
Mid 122.7633 ▼2.24%
৳119,534.53
Recipient gets
Exchange rate
120.0134
Mid-market: 122.7633 (2.24% below)
Transfer fee
$3.99
Delivery
Minutes to 3 days
Recipient gets
৳119,534.53
Rate History
→ 0.1% over 60d
120.0310
119.80 – 120.32
-0.0%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer