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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save A$284 — Regency FX vs Xoom (PayPal)
7d trend
Today's best
1.3900
TapTap Send
7d average
1.3814
Period best
1.3900
2026-05-18
Period worst
1.3700
2026-05-14
Based on 7 days of rate data across 2 providers · Updated every 6 hours
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
1.4010
Estimated · click to quote
~A$1,401.00
Estimated
Exchange rate
1.4010
Mid-market: 1.4080 (0.50% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~A$1,401.00
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
1.3900
Mid 1.4080 ▼1.28%
A$1,390.01
Recipient gets
Exchange rate
1.3900
Mid-market: 1.4080 (1.28% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
A$1,390.01
Rate History
Best rate 7 of 7 days↑ 1.5% over 7d
1.3814
1.37 – 1.39
+0.6%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Wise
Speed
Instant to 2 days
Fee
$42.41
Rate
1.4071
Mid 1.4080 ▼0.07%
A$1,347.38
Recipient gets
Exchange rate
1.4071
Mid-market: 1.4080 (0.07% below)
Transfer fee
$42.41
Delivery
Instant to 2 days
Recipient gets
A$1,347.38
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
TorFX
Speed
1-3 business days
Fee
$82.96
Rate
1.3992
Mid 1.4080 ▼0.63%
A$1,283.09
Recipient gets
Exchange rate
1.3992
Mid-market: 1.4080 (0.63% below)
Transfer fee
$82.96
Delivery
1-3 business days
Recipient gets
A$1,283.09
Deals & promotions
Refer a friend
You get GBP 50 per referral
Friend gets GBP 50 on first transfer
Remitly
Speed
Minutes to 3-5 days
Fee
$83.19
Rate
1.3992
Mid 1.4080 ▼0.63%
A$1,282.77
Recipient gets
Exchange rate
1.3992
Mid-market: 1.4080 (0.63% below)
Transfer fee
$83.19
Delivery
Minutes to 3-5 days
Recipient gets
A$1,282.77
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
XE
Speed
1-4 business days
Fee
$90.54
Rate
1.3985
Mid 1.4080 ▼0.68%
A$1,271.85
Recipient gets
Exchange rate
1.3985
Mid-market: 1.4080 (0.68% below)
Transfer fee
$90.54
Delivery
1-4 business days
Recipient gets
A$1,271.85
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
CurrencyFair
Speed
1-2 business days
Fee
$105.48
Rate
1.3973
Mid 1.4080 ▼0.76%
A$1,249.95
Recipient gets
Exchange rate
1.3973
Mid-market: 1.4080 (0.76% below)
Transfer fee
$105.48
Delivery
1-2 business days
Recipient gets
A$1,249.95
OFX
Speed
1-3 business days
Fee
$108.02
Rate
1.3969
Mid 1.4080 ▼0.79%
A$1,246.02
Recipient gets
Exchange rate
1.3969
Mid-market: 1.4080 (0.79% below)
Transfer fee
$108.02
Delivery
1-3 business days
Recipient gets
A$1,246.02
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
$195.64
Rate
1.3887
Mid 1.4080 ▼1.37%
A$1,117.05
Recipient gets
Exchange rate
1.3887
Mid-market: 1.4080 (1.37% below)
Transfer fee
$195.64
Delivery
Minutes to 3 days
Recipient gets
A$1,117.05
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer