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Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ₹5,994 — Western Union vs United Overseas Bank (UOB)
61d trend
Today's best
75.0000
Ria Money Transfer
61d average
73.3586
Period best
75.1400
2026-05-14
Period worst
72.0010
2026-03-14
Based on 61 days of rate data across 14 providers · Updated every 6 hours
Western Union
Speed
Instant
Fee
S$3.50
Rate
75.2856
Mid 75.1654 ▲0.16%
₹75,022.14
Recipient gets
Exchange rate
75.2856
Mid-market: 75.1654 (0.16% above)
Transfer fee
S$3.50
Delivery
Instant
Recipient gets
₹75,022.14
Rate History
↑ 3.5% over 55d
72.8608
72.52 – 75.16
+3.0%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
Ria Money Transfer
Speed
Minutes to 2 days
Fee
Free
Rate
75.0000
Mid 75.1654 ▼0.22%
₹75,000.01
Recipient gets
Exchange rate
75.0000
Mid-market: 75.1654 (0.22% below)
Transfer fee
Free
Delivery
Minutes to 2 days
Recipient gets
₹75,000.01
Rate History
Best rate 34 of 61 days↑ 3.3% over 51d
72.8241
72.63 – 75.14
+3.0%
Revolut
Speed
0-1 days
Fee
S$1.50
Rate
75.1052
Mid 75.1654 ▼0.08%
₹74,992.59
Recipient gets
Exchange rate
75.1052
Mid-market: 75.1654 (0.08% below)
Transfer fee
S$1.50
Delivery
0-1 days
Recipient gets
₹74,992.59
Rate History
↑ 3.0% over 55d
73.2369
72.93 – 75.46
+2.5%
Deals & promotions
Sign-up offer
Variable sign-up bonus depending on region and campaign (up to GBP 100 for Business)
Refer a friend
You get Up to GBP 60 per referral
Friend gets GBP 10–200 depending on campaign
Loyalty program
Tiered subscription plans (Standard, Plus, Premium, Metal, Ultra) with increasing benefits
Wise
Speed
Instant
Fee
S$4.01
Rate
75.2405
Mid 75.1654 ▲0.10%
₹74,938.83
Recipient gets
Exchange rate
75.2405
Mid-market: 75.1654 (0.10% above)
Transfer fee
S$4.01
Delivery
Instant
Recipient gets
₹74,938.83
Rate History
Rate up 4.4%↑ 4.3% over 61d
73.5756
72.03 – 75.40
+2.3%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
InstaReM
Speed
1-3 business days
Fee
S$5.50
Rate
74.9850
Mid 75.1654 ▼0.24%
₹74,572.56
Recipient gets
Exchange rate
74.9850
Mid-market: 75.1654 (0.24% below)
Transfer fee
S$5.50
Delivery
1-3 business days
Recipient gets
₹74,572.56
Rate History
↑ 4.1% over 61d
73.3649
71.82 – 75.33
+2.2%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
74.5641
Estimated · click to quote
~₹74,564.06
Estimated
Exchange rate
74.5641
Mid-market: 75.1654 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~₹74,564.06
Exchange rate
74.6693
Mid-market: 75.1654 (0.66% below)
Transfer fee
S$1.61
Delivery
0-6 days
Recipient gets
₹74,549.07
Rate History
↑ 2.8% over 55d
72.8807
72.59 – 75.01
+2.4%
HSBC Singapore
Speed
1-3 business days
Fee
Free
Rate
74.5490
Mid 75.1654 ▼0.82%
₹74,549.02
Recipient gets
Exchange rate
74.5490
Mid-market: 75.1654 (0.82% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
₹74,549.02
Rate History
↑ 4.3% over 60d
72.9165
71.40 – 74.81
+2.2%
Remitly
Speed
Minutes to 3-5 days
Fee
S$3.99
Rate
74.0755
Mid 75.1654 ▼1.45%
₹73,779.92
Recipient gets
Exchange rate
74.0755
Mid-market: 75.1654 (1.45% below)
Transfer fee
S$3.99
Delivery
Minutes to 3-5 days
Recipient gets
₹73,779.92
Rate History
↑ 4.1% over 61d
72.7125
71.08 – 74.44
+1.9%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
MoneyGram
Speed
0-1 days
Fee
S$33.00
Rate
74.9549
Mid 75.1654 ▼0.28%
₹72,481.40
Recipient gets
Exchange rate
74.9549
Mid-market: 75.1654 (0.28% below)
Transfer fee
S$33.00
Delivery
0-1 days
Recipient gets
₹72,481.40
Rate History
↑ 0.1% over 8d
74.7808
74.53 – 75.20
+0.2%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
Exchange rate
73.7598
Mid-market: 75.1654 (1.87% below)
Transfer fee
S$30.00
Delivery
1-3 business days
Recipient gets
₹71,546.99
Rate History
↑ 4.1% over 60d
72.3160
70.51 – 73.98
+2.0%
OFX
Speed
2 days
Fee
S$15.00
Rate
72.5271
Mid 75.1654 ▼3.51%
₹71,439.17
Recipient gets
Exchange rate
72.5271
Mid-market: 75.1654 (3.51% below)
Transfer fee
S$15.00
Delivery
2 days
Recipient gets
₹71,439.17
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Exchange rate
73.2637
Mid-market: 75.1654 (2.53% below)
Transfer fee
S$25.59
Delivery
3-4 days
Recipient gets
₹71,388.88
Exchange rate
72.9104
Mid-market: 75.1654 (3.00% below)
Transfer fee
S$40.00
Delivery
1-3 business days
Recipient gets
₹69,994.00
Rate History
↑ 4.1% over 60d
71.4395
69.81 – 73.42
+2.1%
United Overseas Bank (UOB)
Speed
3-5 days
Fee
S$55.59
Rate
73.0908
Mid 75.1654 ▼2.76%
₹69,027.70
Recipient gets
Exchange rate
73.0908
Mid-market: 75.1654 (2.76% below)
Transfer fee
S$55.59
Delivery
3-5 days
Recipient gets
₹69,027.70