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Compare exchange rates, fees, and delivery times from 50+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save S$640 — Wise vs PayPal
Wise
FastS$1,689.84
Recipient gets
Wise
Speed
Instant to 2 days
Fee
£24.60
Rate
1.7325
Mid 1.7281 ▲0.25%
S$1,689.84
Recipient gets
Exchange rate
1.7325
Mid-market: 1.7281 (0.25% above)
Transfer fee
£24.60
Delivery
Instant to 2 days
Recipient gets
S$1,689.84
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
CurrencyFair
S$1,655.75
Recipient gets
CurrencyFair
Speed
1-2 business days
Fee
£39.29
Rate
1.7235
Mid 1.7281 ▼0.27%
S$1,655.75
Recipient gets
Exchange rate
1.7235
Mid-market: 1.7281 (0.27% below)
Transfer fee
£39.29
Delivery
1-2 business days
Recipient gets
S$1,655.75
XE
S$1,648.08
Recipient gets
XE
Speed
1-4 business days
Fee
£42.78
Rate
1.7217
Mid 1.7281 ▼0.37%
S$1,648.08
Recipient gets
Exchange rate
1.7217
Mid-market: 1.7281 (0.37% below)
Transfer fee
£42.78
Delivery
1-4 business days
Recipient gets
S$1,648.08
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
OFX
S$1,602.23
Recipient gets
OFX
Speed
1-3 business days
Fee
£66.32
Rate
1.7160
Mid 1.7281 ▼0.70%
S$1,602.23
Recipient gets
Exchange rate
1.7160
Mid-market: 1.7281 (0.70% below)
Transfer fee
£66.32
Delivery
1-3 business days
Recipient gets
S$1,602.23
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
TorFX
S$1,592.66
Recipient gets
TorFX
Speed
1-3 business days
Fee
£71.24
Rate
1.7148
Mid 1.7281 ▼0.77%
S$1,592.66
Recipient gets
Exchange rate
1.7148
Mid-market: 1.7281 (0.77% below)
Transfer fee
£71.24
Delivery
1-3 business days
Recipient gets
S$1,592.66
Deals & promotions
Refer a friend
You get GBP 50 per referral
Friend gets GBP 50 on first transfer
Currencies Direct
S$1,564.96
Recipient gets
Currencies Direct
Speed
1-2 business days
Fee
£85.55
Rate
1.7114
Mid 1.7281 ▼0.97%
S$1,564.96
Recipient gets
Exchange rate
1.7114
Mid-market: 1.7281 (0.97% below)
Transfer fee
£85.55
Delivery
1-2 business days
Recipient gets
S$1,564.96
Monese
S$1,483.06
Recipient gets
Monese
Speed
1-3 business days
Fee
£143.44
Rate
1.7314
Mid 1.7281 ▲0.19%
S$1,483.06
Recipient gets
Exchange rate
1.7314
Mid-market: 1.7281 (0.19% above)
Transfer fee
£143.44
Delivery
1-3 business days
Recipient gets
S$1,483.06
Xoom (PayPal)
FastS$1,338.18
Recipient gets
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
£204.90
Rate
1.6830
Mid 1.7281 ▼2.61%
S$1,338.18
Recipient gets
Exchange rate
1.6830
Mid-market: 1.7281 (2.61% below)
Transfer fee
£204.90
Delivery
Minutes to 3 days
Recipient gets
S$1,338.18
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
PayPal
FastS$1,049.67
Recipient gets
PayPal
Speed
Instant to 3 days
Fee
£362.91
Rate
1.6476
Mid 1.7281 ▼4.66%
S$1,049.67
Recipient gets
Exchange rate
1.6476
Mid-market: 1.7281 (4.66% below)
Transfer fee
£362.91
Delivery
Instant to 3 days
Recipient gets
S$1,049.67
Deals & promotions
Sign-up offer
$10 when signing up via a referral link
Refer a friend
You get $10 per referral (up to 5 friends, $50 max)
Friend gets $10 after signing up and spending/sending $5+