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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
60d trend
Today's best
1.1542
OFX
60d average
1.1534
Period best
1.1590
2026-05-01
Period worst
1.1450
2026-05-17
Based on 60 days of rate data across 31 providers · Updated every 6 hours
Revolut
Speed
0-1 days
Fee
Free
Rate
1.1522
Mid 1.1542 ▼0.17%
€1,152.25
Recipient gets
Exchange rate
1.1522
Mid-market: 1.1542 (0.17% below)
Transfer fee
Free
Delivery
0-1 days
Recipient gets
€1,152.25
Rate History
↑ 0.1% over 54d
1.1499
1.14 – 1.15
+0.1%
Deals & promotions
Sign-up offer
Variable sign-up bonus depending on region and campaign (up to GBP 100 for Business)
Refer a friend
You get Up to GBP 60 per referral
Friend gets GBP 10–200 depending on campaign
Loyalty program
Tiered subscription plans (Standard, Plus, Premium, Metal, Ultra) with increasing benefits
Wise
Speed
Instant
Fee
£3.88
Rate
1.1543
Mid 1.1542 ▲0.01%
€1,149.85
Recipient gets
Exchange rate
1.1543
Mid-market: 1.1542 (0.01% above)
Transfer fee
£3.88
Delivery
Instant
Recipient gets
€1,149.85
Rate History
↓ 0.3% over 60d
1.1520
1.15 – 1.16
+0.2%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Exchange rate
1.1496
Mid-market: 1.1542 (0.40% below)
Transfer fee
Free
Delivery
1.5 days
Recipient gets
€1,149.59
Rate History
↑ 0.2% over 54d
1.1337
1.13 – 1.14
+0.2%
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
1.1490
Mid 1.1542 ▼0.45%
€1,149.02
Recipient gets
Exchange rate
1.1490
Mid-market: 1.1542 (0.45% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
€1,149.02
Rate History
↓ 1.1% over 54d
1.1497
1.14 – 1.16
-1.1%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
1.1484
Estimated · click to quote
~€1,148.44
Estimated
Exchange rate
1.1484
Mid-market: 1.1542 (0.50% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~€1,148.44
InstaReM
Speed
1-3 business days
Fee
Free
Rate
1.1472
Mid 1.1542 ▼0.61%
€1,147.17
Recipient gets
Exchange rate
1.1472
Mid-market: 1.1542 (0.61% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
€1,147.17
Rate History
↓ 0.6% over 60d
1.1460
1.14 – 1.15
+0.1%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
Exchange rate
1.1469
Mid-market: 1.1542 (0.63% below)
Transfer fee
Free
Delivery
0-3 days
Recipient gets
€1,146.94
Rate History
↑ 0.2% over 54d
1.1447
1.12 – 1.15
+0.2%
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
Exchange rate
1.1474
Mid-market: 1.1542 (0.59% below)
Transfer fee
£2.61
Delivery
0-6 days
Recipient gets
€1,144.40
Rate History
↑ 0.1% over 54d
1.1468
1.14 – 1.15
+0.1%
MoneyGram
Speed
Minutes to 3 days
Fee
Free
Rate
1.1423
Mid 1.1542 ▼1.03%
€1,142.32
Recipient gets
Exchange rate
1.1423
Mid-market: 1.1542 (1.03% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
€1,142.32
Rate History
↑ 0.1% over 35d
1.1378
1.13 – 1.14
+0.4%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
Remitly
Speed
Minutes to 3-5 days
Fee
£1.49
Rate
1.1423
Mid 1.1542 ▼1.03%
€1,140.62
Recipient gets
Exchange rate
1.1423
Mid-market: 1.1542 (1.03% below)
Transfer fee
£1.49
Delivery
Minutes to 3-5 days
Recipient gets
€1,140.62
Rate History
↓ 0.4% over 60d
1.1429
1.13 – 1.15
-0.1%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Exchange rate
1.1404
Mid-market: 1.1542 (1.20% below)
Transfer fee
Free
Delivery
0.5 day
Recipient gets
€1,140.36
Exchange rate
1.1398
Mid-market: 1.1542 (1.25% below)
Transfer fee
£1.00
Delivery
2 days
Recipient gets
€1,138.64
Rate History
Rate up 0.5%↑ 0.5% over 54d
1.1352
1.13 – 1.14
+0.5%
Exchange rate
1.1378
Mid-market: 1.1542 (1.42% below)
Transfer fee
Free
Delivery
0.5 day
Recipient gets
€1,137.82
Rate History
↑ 0.1% over 54d
1.1371
1.13 – 1.14
+0.1%
Skrill
Speed
Instant to 3 business days
Fee
Free
Rate
1.1315
Mid 1.1542 ▼1.97%
€1,131.47
Recipient gets
Exchange rate
1.1315
Mid-market: 1.1542 (1.97% below)
Transfer fee
Free
Delivery
Instant to 3 business days
Recipient gets
€1,131.47
Rate History
↓ 0.4% over 60d
1.1295
1.12 – 1.14
+0.2%
Exchange rate
1.1536
Mid-market: 1.1542 (0.05% below)
Transfer fee
£20.00
Delivery
1-3 business days
Recipient gets
€1,130.56
Rate History
↓ 0.4% over 60d
1.1515
1.14 – 1.16
+0.2%
Western Union
Speed
Minutes to 5 days
Fee
£2.99
Rate
1.1335
Mid 1.1542 ▼1.79%
€1,130.16
Recipient gets
Exchange rate
1.1335
Mid-market: 1.1542 (1.79% below)
Transfer fee
£2.99
Delivery
Minutes to 5 days
Recipient gets
€1,130.16
Rate History
↓ 1.7% over 60d
1.1333
1.13 – 1.15
+0.0%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
HSBC
Speed
Same day to 3 business days
Fee
Free
Rate
1.1281
Mid 1.1542 ▼2.26%
€1,128.12
Recipient gets
Exchange rate
1.1281
Mid-market: 1.1542 (2.26% below)
Transfer fee
Free
Delivery
Same day to 3 business days
Recipient gets
€1,128.12
Rate History
↓ 0.4% over 60d
1.1088
1.10 – 1.12
+0.1%
Exchange rate
1.1271
Mid-market: 1.1542 (2.35% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
€1,127.09
Rate History
↓ 0.4% over 60d
1.1254
1.12 – 1.13
+0.2%
Royal Bank of Scotland
Speed
2-5 business days
Fee
Free
Rate
1.1271
Mid 1.1542 ▼2.35%
€1,127.09
Recipient gets
Exchange rate
1.1271
Mid-market: 1.1542 (2.35% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
€1,127.09
Rate History
↓ 0.4% over 60d
1.1254
1.12 – 1.13
+0.2%
Barclays
Speed
Same day to 3 business days
Fee
Free
Rate
1.1225
Mid 1.1542 ▼2.75%
€1,122.47
Recipient gets
Exchange rate
1.1225
Mid-market: 1.1542 (2.75% below)
Transfer fee
Free
Delivery
Same day to 3 business days
Recipient gets
€1,122.47
Rate History
↓ 1.1% over 60d
1.1208
1.11 – 1.13
+0.1%
Exchange rate
1.1297
Mid-market: 1.1542 (2.12% below)
Transfer fee
£7.00
Delivery
1 day
Recipient gets
€1,121.83
Rate History
Best rate 24 of 60 days↑ 0.2% over 54d
1.1517
1.14 – 1.15
+0.2%
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Exchange rate
1.1205
Mid-market: 1.1542 (2.92% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
€1,120.51
Rate History
↓ 0.1% over 60d
1.1168
1.11 – 1.13
+0.3%
Exchange rate
1.1369
Mid-market: 1.1542 (1.50% below)
Transfer fee
£16.00
Delivery
Instant
Recipient gets
€1,118.71
Rate History
→ 0.0% over 54d
1.1364
1.13 – 1.14
+0.1%
Exchange rate
1.1243
Mid-market: 1.1542 (2.59% below)
Transfer fee
£6.29
Delivery
0-3 days
Recipient gets
€1,117.24
Rate History
2.6% markup↑ 0.3% over 54d
1.1219
1.12 – 1.13
+0.3%
Nationwide
Speed
2-5 business days
Fee
£15.00
Rate
1.1303
Mid 1.1542 ▼2.07%
€1,113.36
Recipient gets
Exchange rate
1.1303
Mid-market: 1.1542 (2.07% below)
Transfer fee
£15.00
Delivery
2-5 business days
Recipient gets
€1,113.36
Rate History
→ 0.0% over 60d
1.1266
1.12 – 1.14
+0.3%
Exchange rate
1.1125
Mid-market: 1.1542 (3.61% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
€1,112.54
Rate History
↓ 0.3% over 60d
1.1104
1.10 – 1.12
+0.2%
Exchange rate
1.1121
Mid-market: 1.1542 (3.65% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
€1,112.08
Rate History
↓ 0.4% over 57d
1.1109
1.10 – 1.12
+0.1%
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
£1.49
Rate
1.1133
Mid 1.1542 ▼3.54%
€1,111.69
Recipient gets
Exchange rate
1.1133
Mid-market: 1.1542 (3.54% below)
Transfer fee
£1.49
Delivery
Minutes to 3 days
Recipient gets
€1,111.69
Rate History
↓ 2.1% over 60d
1.0954
1.08 – 1.11
-1.1%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
Exchange rate
1.1114
Mid-market: 1.1542 (3.71% below)
Transfer fee
Free
Delivery
0-1 days
Recipient gets
€1,111.39
Rate History
↓ 0.9% over 54d
1.1476
1.13 – 1.15
-0.8%
PayPal
Speed
Instant to 3 days
Fee
£2.99
Rate
1.1047
Mid 1.1542 ▼4.29%
€1,101.39
Recipient gets
Exchange rate
1.1047
Mid-market: 1.1542 (4.29% below)
Transfer fee
£2.99
Delivery
Instant to 3 days
Recipient gets
€1,101.39
Rate History
↓ 0.4% over 60d
1.1036
1.10 – 1.11
+0.1%
Deals & promotions
Sign-up offer
$10 when signing up via a referral link
Refer a friend
You get $10 per referral (up to 5 friends, $50 max)
Friend gets $10 after signing up and spending/sending $5+
TorFX
Speed
1-3 business days
Fee
£55.83
Rate
1.1477
Mid 1.1542 ▼0.56%
€1,083.67
Recipient gets
Exchange rate
1.1477
Mid-market: 1.1542 (0.56% below)
Transfer fee
£55.83
Delivery
1-3 business days
Recipient gets
€1,083.67
Deals & promotions
Refer a friend
You get GBP 50 per referral
Friend gets GBP 50 on first transfer