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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
60d trend
Today's best
1.1522
InstaReM
60d average
1.1534
Period best
1.1712
2026-04-16
Period worst
1.1337
2026-04-30
Based on 60 days of rate data across 13 providers · Updated every 6 hours
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
1.1551
Estimated · click to quote
~$1,155.07
Estimated
Exchange rate
1.1551
Mid-market: 1.1609 (0.50% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~$1,155.07
InstaReM
Speed
1-3 business days
Fee
Free
Rate
1.1530
Mid 1.1609 ▼0.68%
$1,152.98
Recipient gets
Exchange rate
1.1530
Mid-market: 1.1609 (0.68% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
$1,152.98
Rate History
Best rate 51 of 60 days↑ 1.5% over 51d
1.1562
1.14 – 1.17
-0.3%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
1.1500
Mid 1.1609 ▼0.94%
$1,149.97
Recipient gets
Exchange rate
1.1500
Mid-market: 1.1609 (0.94% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
$1,149.97
Rate History
Most stable rate→ 0.0% over 7d
1.1300
1.13 – 1.13
0.0%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Remitly
Speed
Minutes to 3-5 days
Fee
€2.99
Rate
1.1447
Mid 1.1609 ▼1.39%
$1,141.32
Recipient gets
Exchange rate
1.1447
Mid-market: 1.1609 (1.39% below)
Transfer fee
€2.99
Delivery
Minutes to 3-5 days
Recipient gets
$1,141.32
Rate History
↑ 1.3% over 51d
1.1504
1.13 – 1.16
-0.5%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Commerzbank
Speed
1-3 business days
Fee
€15.00
Rate
1.1582
Mid 1.1609 ▼0.23%
$1,140.84
Recipient gets
Exchange rate
1.1582
Mid-market: 1.1609 (0.23% below)
Transfer fee
€15.00
Delivery
1-3 business days
Recipient gets
$1,140.84
Rate History
↑ 1.7% over 57d
1.1625
1.14 – 1.18
-0.4%
MoneyGram
Speed
Minutes to 3 days
Fee
€5.99
Rate
1.1449
Mid 1.1609 ▼1.38%
$1,138.00
Recipient gets
Exchange rate
1.1449
Mid-market: 1.1609 (1.38% below)
Transfer fee
€5.99
Delivery
Minutes to 3 days
Recipient gets
$1,138.00
Rate History
Rate up 1.8%↑ 1.8% over 60d
1.1494
1.12 – 1.16
-0.4%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
Exchange rate
1.1606
Mid-market: 1.1609 (0.02% below)
Transfer fee
€20.00
Delivery
1-3 business days
Recipient gets
$1,137.43
Rate History
↑ 1.7% over 60d
1.1655
1.14 – 1.18
-0.4%
WorldRemit
Speed
Minutes to 3 days
Fee
€1.99
Rate
1.1356
Mid 1.1609 ▼2.18%
$1,133.31
Recipient gets
Exchange rate
1.1356
Mid-market: 1.1609 (2.18% below)
Transfer fee
€1.99
Delivery
Minutes to 3 days
Recipient gets
$1,133.31
Rate History
↑ 1.7% over 56d
1.1399
1.12 – 1.15
-0.4%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
Skrill
Speed
Instant to 3 business days
Fee
Free
Rate
1.1274
Mid 1.1609 ▼2.88%
$1,127.45
Recipient gets
Exchange rate
1.1274
Mid-market: 1.1609 (2.88% below)
Transfer fee
Free
Delivery
Instant to 3 business days
Recipient gets
$1,127.45
Rate History
↑ 1.7% over 60d
1.1319
1.11 – 1.15
-0.4%
OFX
Speed
1-3 business days
Fee
€10.00
Rate
1.1357
Mid 1.1609 ▼2.17%
$1,124.33
Recipient gets
Exchange rate
1.1357
Mid-market: 1.1609 (2.17% below)
Transfer fee
€10.00
Delivery
1-3 business days
Recipient gets
$1,124.33
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Deutsche Bank
Speed
2-4 business days
Fee
€36.55
Rate
1.1539
Mid 1.1609 ▼0.60%
$1,111.74
Recipient gets
Exchange rate
1.1539
Mid-market: 1.1609 (0.60% below)
Transfer fee
€36.55
Delivery
2-4 business days
Recipient gets
$1,111.74
Rate History
↑ 1.8% over 57d
1.1608
1.13 – 1.18
-0.6%
PayPal
Speed
Instant to 3 days
Fee
€3.99
Rate
1.1131
Mid 1.1609 ▼4.12%
$1,108.61
Recipient gets
Exchange rate
1.1131
Mid-market: 1.1609 (4.12% below)
Transfer fee
€3.99
Delivery
Instant to 3 days
Recipient gets
$1,108.61
Rate History
↑ 1.6% over 60d
1.1160
1.10 – 1.13
-0.3%
Deals & promotions
Sign-up offer
$10 when signing up via a referral link
Refer a friend
You get $10 per referral (up to 5 friends, $50 max)
Friend gets $10 after signing up and spending/sending $5+
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
€1.99
Rate
1.1095
Mid 1.1609 ▼4.43%
$1,107.24
Recipient gets
Exchange rate
1.1095
Mid-market: 1.1609 (4.43% below)
Transfer fee
€1.99
Delivery
Minutes to 3 days
Recipient gets
$1,107.24
Rate History
↓ 2.2% over 60d
1.1132
1.08 – 1.14
-3.2%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer