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Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ₱15,427 — Ria Money Transfer vs PNB Europe
61d trend
Today's best
71.3115
Ria Money Transfer
61d average
69.8865
Period best
72.1083
2026-05-14
Period worst
67.7712
2026-03-15
Based on 61 days of rate data across 21 providers · Updated every 6 hours
Ria Money Transfer
Speed
Minutes to 2 days
Fee
€0.90
Rate
71.3108
Mid 71.5971 ▼0.40%
₱71,246.57
Recipient gets
Exchange rate
71.3108
Mid-market: 71.5971 (0.40% below)
Transfer fee
€0.90
Delivery
Minutes to 2 days
Recipient gets
₱71,246.57
Rate History
Best rate 41 of 61 days↑ 3.3% over 55d
69.4073
69.01 – 72.11
+2.7%
MoneyGram
Speed
Minutes to 3 days
Fee
€3.49
Rate
71.3680
Mid 71.5971 ▼0.32%
₱71,118.95
Recipient gets
Exchange rate
71.3680
Mid-market: 71.5971 (0.32% below)
Transfer fee
€3.49
Delivery
Minutes to 3 days
Recipient gets
₱71,118.95
Rate History
Rate up 5.8%↑ 5.8% over 43d
70.5996
67.48 – 71.94
+1.1%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
Exchange rate
71.1890
Mid-market: 71.5971 (0.57% below)
Transfer fee
€1.12
Delivery
0-6 days
Recipient gets
₱71,109.30
Rate History
↑ 3.2% over 55d
69.3131
68.97 – 71.55
+2.7%
Exchange rate
71.2463
Mid-market: 71.5971 (0.49% below)
Transfer fee
€2.20
Delivery
Instant
Recipient gets
₱71,089.57
Rate History
↑ 3.1% over 55d
69.3952
69.06 – 71.59
+2.6%
InstaReM
Speed
1-3 business days
Fee
Free
Rate
71.0816
Mid 71.5971 ▼0.72%
₱71,081.64
Recipient gets
Exchange rate
71.0816
Mid-market: 71.5971 (0.72% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
₱71,081.64
Rate History
↑ 5.0% over 61d
69.8617
67.77 – 72.24
+1.9%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
Revolut
Speed
0-1 days
Fee
€3.00
Rate
71.2821
Mid 71.5971 ▼0.44%
₱71,068.27
Recipient gets
Exchange rate
71.2821
Mid-market: 71.5971 (0.44% below)
Transfer fee
€3.00
Delivery
0-1 days
Recipient gets
₱71,068.27
Rate History
↑ 3.6% over 55d
69.0594
68.67 – 71.54
+3.1%
Deals & promotions
Sign-up offer
Variable sign-up bonus depending on region and campaign (up to GBP 100 for Business)
Refer a friend
You get Up to GBP 60 per referral
Friend gets GBP 10–200 depending on campaign
Loyalty program
Tiered subscription plans (Standard, Plus, Premium, Metal, Ultra) with increasing benefits
WorldRemit
Speed
Minutes to 3 days
Fee
Free
Rate
71.0673
Mid 71.5971 ▼0.74%
₱71,067.32
Recipient gets
Exchange rate
71.0673
Mid-market: 71.5971 (0.74% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
₱71,067.32
Rate History
↑ 4.6% over 61d
69.8803
67.43 – 71.76
+1.7%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
Exchange rate
71.0530
Mid-market: 71.5971 (0.76% below)
Transfer fee
Free
Delivery
2 days
Recipient gets
₱71,053.00
Rate History
↑ 4.1% over 55d
68.6288
68.20 – 71.32
+3.4%
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
71.0244
Estimated · click to quote
~₱71,024.36
Estimated
Exchange rate
71.0244
Mid-market: 71.5971 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~₱71,024.36
Wise
Speed
6h 4m
Fee
€8.12
Rate
71.6043
Mid 71.5971 ▲0.01%
₱71,022.87
Recipient gets
Exchange rate
71.6043
Mid-market: 71.5971 (0.01% above)
Transfer fee
€8.12
Delivery
6h 4m
Recipient gets
₱71,022.87
Rate History
↑ 4.8% over 61d
70.6166
68.31 – 72.27
+1.4%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
LemFi
Speed
Minutes to 1 business day
Fee
Free
Rate
70.9170
Mid 71.5971 ▼0.95%
₱70,916.97
Recipient gets
Exchange rate
70.9170
Mid-market: 71.5971 (0.95% below)
Transfer fee
Free
Delivery
Minutes to 1 business day
Recipient gets
₱70,916.97
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
70.9026
Mid 71.5971 ▼0.97%
₱70,902.65
Recipient gets
Exchange rate
70.9026
Mid-market: 71.5971 (0.97% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
₱70,902.65
Rate History
↑ 2.8% over 55d
70.2955
68.40 – 71.90
+0.9%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Exchange rate
70.8812
Mid-market: 71.5971 (1.00% below)
Transfer fee
Free
Delivery
0-3 days
Recipient gets
₱70,881.17
Rate History
↑ 2.8% over 55d
69.3003
68.96 – 71.66
+2.3%
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
Exchange rate
70.8740
Mid-market: 71.5971 (1.01% below)
Transfer fee
Free
Delivery
0-3 days
Recipient gets
₱70,874.01
Rate History
↑ 3.2% over 55d
69.0404
68.69 – 71.50
+2.6%
Exchange rate
70.8454
Mid-market: 71.5971 (1.05% below)
Transfer fee
€0.99
Delivery
Instant
Recipient gets
₱70,775.23
Rate History
↑ 5.2% over 55d
67.5225
66.99 – 70.79
+4.4%
Remitly
Speed
Minutes to 3-5 days
Fee
€2.99
Rate
70.7666
Mid 71.5971 ▼1.16%
₱70,555.02
Recipient gets
Exchange rate
70.7666
Mid-market: 71.5971 (1.16% below)
Transfer fee
€2.99
Delivery
Minutes to 3-5 days
Recipient gets
₱70,555.02
Rate History
↑ 5.0% over 61d
69.1214
66.76 – 71.11
+1.4%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Western Union
Speed
Instant
Fee
€0.99
Rate
70.5661
Mid 71.5971 ▼1.44%
₱70,496.28
Recipient gets
Exchange rate
70.5661
Mid-market: 71.5971 (1.44% below)
Transfer fee
€0.99
Delivery
Instant
Recipient gets
₱70,496.28
Rate History
↑ 3.3% over 55d
68.7180
68.33 – 71.32
+2.7%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
Exchange rate
71.3967
Mid-market: 71.5971 (0.28% below)
Transfer fee
€20.00
Delivery
1-3 business days
Recipient gets
₱69,968.73
Rate History
↑ 5.2% over 60d
70.3511
67.87 – 72.41
+1.5%
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
€2.99
Rate
69.7141
Mid 71.5971 ▼2.63%
₱69,505.69
Recipient gets
Exchange rate
69.7141
Mid-market: 71.5971 (2.63% below)
Transfer fee
€2.99
Delivery
Minutes to 3 days
Recipient gets
₱69,505.69
Rate History
↑ 4.8% over 61d
60.1973
56.33 – 70.09
+15.8%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
OFX
Speed
1-3 business days
Fee
€10.00
Rate
68.9194
Mid 71.5971 ▼3.74%
₱68,230.21
Recipient gets
Exchange rate
68.9194
Mid-market: 71.5971 (3.74% below)
Transfer fee
€10.00
Delivery
1-3 business days
Recipient gets
₱68,230.21
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
PayPal
Speed
Instant to 3 days
Fee
€3.99
Rate
68.1676
Mid 71.5971 ▼4.79%
₱67,895.65
Recipient gets
Exchange rate
68.1676
Mid-market: 71.5971 (4.79% below)
Transfer fee
€3.99
Delivery
Instant to 3 days
Recipient gets
₱67,895.65
Rate History
↑ 4.8% over 60d
67.2607
64.83 – 68.76
+1.4%
Deals & promotions
Sign-up offer
$10 when signing up via a referral link
Refer a friend
You get $10 per referral (up to 5 friends, $50 max)
Friend gets $10 after signing up and spending/sending $5+
Exchange rate
56.5116
Mid-market: 71.5971 (21.07% below)
Transfer fee
€12.25
Delivery
3-5 days
Recipient gets
₱55,819.36
Rate History
Most stable rate→ 0.0% over 55d
56.5000
56.50 – 56.50
0.0%