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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
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Save COL$137,835 — Ria Money Transfer vs Xoom (PayPal)
54d trend
Today's best
4371.2910
InstaReM
54d average
4267.6687
Period best
4423.9522
2026-05-14
Period worst
4371.2910
2026-05-20
Based on 54 days of rate data across 14 providers · Updated every 6 hours
Ria Money Transfer
Speed
Minutes to 2 days
Fee
€0.90
Rate
4391.8237
Mid 4404.1553 ▼0.28%
COL$4,387,871.06
Recipient gets
Exchange rate
4391.8237
Mid-market: 4404.1553 (0.28% below)
Transfer fee
€0.90
Delivery
Minutes to 2 days
Recipient gets
COL$4,387,871.06
Rate History
Best rate 48 of 54 days↑ 4.3% over 50d
4251.7762
4240.79 – 4423.95
+4.0%
InstaReM
Speed
1-3 business days
Fee
Free
Rate
4371.1242
Mid 4404.1553 ▼0.75%
COL$4,371,124.17
Recipient gets
Exchange rate
4371.1242
Mid-market: 4404.1553 (0.75% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
COL$4,371,124.17
Rate History
↑ 3.9% over 45d
4268.7445
4173.53 – 4409.70
+2.4%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
4364.9584
Mid 4404.1553 ▼0.89%
COL$4,364,958.35
Recipient gets
Exchange rate
4364.9584
Mid-market: 4404.1553 (0.89% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
COL$4,364,958.35
Rate History
↓ 0.8% over 7d
4387.8571
4365.00 – 4400.00
-0.5%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
XE
Speed
0-3 days
Fee
Free
Rate
4358.7925
Mid 4404.1553 ▼1.03%
COL$4,358,792.54
Recipient gets
Exchange rate
4358.7925
Mid-market: 4404.1553 (1.03% below)
Transfer fee
Free
Delivery
0-3 days
Recipient gets
COL$4,358,792.54
Rate History
↓ 0.7% over 7d
4366.7074
4356.90 – 4387.73
-0.2%
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
MoneyGram
Speed
0-1 days
Fee
€2.99
Rate
4369.3625
Mid 4404.1553 ▼0.79%
COL$4,356,298.12
Recipient gets
Exchange rate
4369.3625
Mid-market: 4404.1553 (0.79% below)
Transfer fee
€2.99
Delivery
0-1 days
Recipient gets
COL$4,356,298.12
Rate History
↓ 0.7% over 7d
4378.2358
4367.36 – 4398.65
-0.3%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
Dahabshiil
Speed
0-3 days
Fee
Free
Rate
4344.2588
Mid 4404.1553 ▼1.36%
COL$4,344,258.82
Recipient gets
Exchange rate
4344.2588
Mid-market: 4404.1553 (1.36% below)
Transfer fee
Free
Delivery
0-3 days
Recipient gets
COL$4,344,258.82
Rate History
Most stable rate↓ 0.3% over 7d
4346.0361
4335.41 – 4357.73
-0.1%
Revolut
Speed
0-1 days
Fee
€3.00
Rate
4352.6267
Mid 4404.1553 ▼1.17%
COL$4,339,568.84
Recipient gets
Exchange rate
4352.6267
Mid-market: 4404.1553 (1.17% below)
Transfer fee
€3.00
Delivery
0-1 days
Recipient gets
COL$4,339,568.84
Rate History
↓ 0.9% over 7d
4363.9326
4344.37 – 4385.98
-0.5%
Deals & promotions
Sign-up offer
Variable sign-up bonus depending on region and campaign (up to GBP 100 for Business)
Refer a friend
You get Up to GBP 60 per referral
Friend gets GBP 10–200 depending on campaign
Loyalty program
Tiered subscription plans (Standard, Plus, Premium, Metal, Ultra) with increasing benefits
Exchange rate
4336.3313
Mid-market: 4404.1553 (1.54% below)
Transfer fee
Free
Delivery
2 days
Recipient gets
COL$4,336,331.34
Rate History
↓ 0.7% over 7d
4351.3052
4334.61 – 4366.49
-0.4%
Western Union
Speed
Instant
Fee
€2.99
Rate
4344.6992
Mid 4404.1553 ▼1.35%
COL$4,331,708.59
Recipient gets
Exchange rate
4344.6992
Mid-market: 4404.1553 (1.35% below)
Transfer fee
€2.99
Delivery
Instant
Recipient gets
COL$4,331,708.59
Rate History
↓ 0.8% over 7d
4343.7731
4325.67 – 4378.40
-0.0%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
Remitly
Speed
Minutes to 3-5 days
Fee
€2.99
Rate
4318.7147
Mid 4404.1553 ▼1.94%
COL$4,305,801.77
Recipient gets
Exchange rate
4318.7147
Mid-market: 4404.1553 (1.94% below)
Transfer fee
€2.99
Delivery
Minutes to 3-5 days
Recipient gets
COL$4,305,801.77
Rate History
↑ 3.9% over 45d
4199.4591
4074.36 – 4363.43
+2.7%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Wise
Speed
2 min
Fee
€23.48
Rate
4403.7149
Mid 4404.1553 ▼0.01%
COL$4,300,315.70
Recipient gets
Exchange rate
4403.7149
Mid-market: 4404.1553 (0.01% below)
Transfer fee
€23.48
Delivery
2 min
Recipient gets
COL$4,300,315.70
Rate History
↑ 4.3% over 53d
4284.5779
4163.49 – 4432.27
+2.8%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
WorldRemit
Speed
0-3 days
Fee
€2.99
Rate
4285.6836
Mid 4404.1553 ▼2.69%
COL$4,272,869.36
Recipient gets
Exchange rate
4285.6836
Mid-market: 4404.1553 (2.69% below)
Transfer fee
€2.99
Delivery
0-3 days
Recipient gets
COL$4,272,869.36
Rate History
2.7% markup↓ 0.8% over 7d
4295.0953
4278.99 – 4317.09
-0.3%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
€2.99
Rate
4262.7820
Mid 4404.1553 ▼3.21%
COL$4,250,036.23
Recipient gets
Exchange rate
4262.7820
Mid-market: 4404.1553 (3.21% below)
Transfer fee
€2.99
Delivery
Minutes to 3 days
Recipient gets
COL$4,250,036.23
Rate History
↑ 3.9% over 54d
4141.1223
4037.06 – 4308.05
+2.9%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer