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Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
60d trend
Today's best
0.5383
Remitly
60d average
0.5388
Period best
0.5483
2026-03-13
Period worst
0.5319
2026-04-28
Based on 60 days of rate data across 14 providers · Updated every 6 hours
Remitly
Speed
Minutes to 3-5 days
Fee
Free
Rate
0.5383
Mid 0.5410 ▼0.50%
£538.32
Recipient gets
Exchange rate
0.5383
Mid-market: 0.5410 (0.50% below)
Transfer fee
Free
Delivery
Minutes to 3-5 days
Recipient gets
£538.32
Rate History
↓ 1.8% over 51d
0.5395
0.53 – 0.55
-0.2%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
0.5383
Estimated · click to quote
~£538.32
Estimated
Exchange rate
0.5383
Mid-market: 0.5410 (0.50% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~£538.32
InstaReM
Speed
1-3 business days
Fee
Free
Rate
0.5382
Mid 0.5410 ▼0.52%
£538.21
Recipient gets
Exchange rate
0.5382
Mid-market: 0.5410 (0.52% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
£538.21
Rate History
Best rate 31 of 60 days↓ 1.8% over 51d
0.5389
0.53 – 0.55
-0.1%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
0.5380
Mid 0.5410 ▼0.56%
£538.00
Recipient gets
Exchange rate
0.5380
Mid-market: 0.5410 (0.56% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
£538.00
Rate History
Rate up 0.4%↑ 0.4% over 8d
0.5401
0.54 – 0.54
-0.4%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
LemFi
Speed
Minutes to 1 business day
Fee
Free
Rate
0.5380
Mid 0.5410 ▼0.56%
£538.00
Recipient gets
Exchange rate
0.5380
Mid-market: 0.5410 (0.56% below)
Transfer fee
Free
Delivery
Minutes to 1 business day
Recipient gets
£538.00
Exchange rate
0.5314
Mid-market: 0.5410 (1.78% below)
Transfer fee
C$5.95
Delivery
1-3 business days
Recipient gets
£528.24
Rate History
↓ 2.0% over 60d
0.5314
0.52 – 0.54
+0.0%
Exchange rate
0.5257
Mid-market: 0.5410 (2.83% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
£525.72
Rate History
↓ 1.7% over 60d
0.5263
0.52 – 0.53
-0.1%
WorldRemit
Speed
Minutes to 3 days
Fee
C$3.99
Rate
0.5275
Mid 0.5410 ▼2.50%
£525.40
Recipient gets
Exchange rate
0.5275
Mid-market: 0.5410 (2.50% below)
Transfer fee
C$3.99
Delivery
Minutes to 3 days
Recipient gets
£525.40
Rate History
↓ 1.8% over 56d
0.5283
0.52 – 0.54
-0.1%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
Royal Bank of Canada
Speed
1-3 business days
Fee
Free
Rate
0.5244
Mid 0.5410 ▼3.07%
£524.42
Recipient gets
Exchange rate
0.5244
Mid-market: 0.5410 (3.07% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
£524.42
Rate History
↓ 1.7% over 60d
0.5255
0.52 – 0.54
-0.2%
OFX
Speed
1-3 business days
Fee
C$15.00
Rate
0.5320
Mid 0.5410 ▼1.67%
£524.01
Recipient gets
Exchange rate
0.5320
Mid-market: 0.5410 (1.67% below)
Transfer fee
C$15.00
Delivery
1-3 business days
Recipient gets
£524.01
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
Free
Rate
0.5186
Mid 0.5410 ▼4.15%
£518.57
Recipient gets
Exchange rate
0.5186
Mid-market: 0.5410 (4.15% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
£518.57
Rate History
↓ 4.9% over 60d
0.5131
0.50 – 0.53
-2.4%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
Exchange rate
0.5185
Mid-market: 0.5410 (4.16% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
£518.52
Rate History
↓ 2.3% over 53d
0.5232
0.52 – 0.53
-0.9%
PayPal
Speed
Instant to 3 days
Fee
C$2.99
Rate
0.5171
Mid 0.5410 ▼4.42%
£515.57
Recipient gets
Exchange rate
0.5171
Mid-market: 0.5410 (4.42% below)
Transfer fee
C$2.99
Delivery
Instant to 3 days
Recipient gets
£515.57
Rate History
↓ 1.0% over 60d
0.5169
0.51 – 0.52
+0.0%
Deals & promotions
Sign-up offer
$10 when signing up via a referral link
Refer a friend
You get $10 per referral (up to 5 friends, $50 max)
Friend gets $10 after signing up and spending/sending $5+