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Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ₫2,401,892 — Xoom (PayPal) vs CurrencyFair
59d trend
Today's best
19146.3238
Xoom (PayPal)
59d average
18744.6093
Period best
19422.1417
2026-05-13
Period worst
17984.7470
2026-03-29
Based on 59 days of rate data across 8 providers · Updated every 6 hours
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
Free
Rate
19043.2283
Mid 18793.2777 ▲1.33%
₫19,043,228.30
Recipient gets
Exchange rate
19043.2283
Mid-market: 18793.2777 (1.33% above)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
₫19,043,228.30
Rate History
Most stable rate↓ 0.9% over 16d
19288.5607
19042.13 – 19422.14
-0.7%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
InstaReM
Speed
1-3 business days
Fee
A$5.00
Rate
18797.0364
Mid 18793.2777 ▲0.02%
₫18,703,051.18
Recipient gets
Exchange rate
18797.0364
Mid-market: 18793.2777 (0.02% above)
Transfer fee
A$5.00
Delivery
1-3 business days
Recipient gets
₫18,703,051.18
Rate History
Best rate 27 of 59 days↑ 2.5% over 50d
18643.3593
17984.75 – 19089.86
+0.8%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
18599.7069
Mid 18793.2777 ▼1.03%
₫18,599,706.95
Recipient gets
Exchange rate
18599.7069
Mid-market: 18793.2777 (1.03% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
₫18,599,706.95
Rate History
↓ 2.1% over 8d
18768.7500
18500.00 – 19000.00
-0.9%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Remitly
Speed
Minutes to 3-5 days
Fee
A$1.99
Rate
18413.6535
Mid 18793.2777 ▼2.02%
₫18,377,010.33
Recipient gets
Exchange rate
18413.6535
Mid-market: 18793.2777 (2.02% below)
Transfer fee
A$1.99
Delivery
Minutes to 3-5 days
Recipient gets
₫18,377,010.33
Rate History
Rate up 2.5%↑ 2.5% over 50d
18295.5755
17622.30 – 18682.11
+0.7%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Commonwealth Bank
Speed
2-5 business days
Fee
Free
Rate
17669.4397
Mid 18793.2777 ▼5.98%
₫17,669,439.70
Recipient gets
Exchange rate
17669.4397
Mid-market: 18793.2777 (5.98% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
₫17,669,439.70
Rate History
↑ 2.4% over 58d
17567.5809
16954.01 – 17942.46
+0.6%
OFX
Speed
1-3 business days
Fee
A$15.00
Rate
17919.3903
Mid 18793.2777 ▼4.65%
₫17,650,599.44
Recipient gets
Exchange rate
17919.3903
Mid-market: 18793.2777 (4.65% below)
Transfer fee
A$15.00
Delivery
1-3 business days
Recipient gets
₫17,650,599.44
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Wise
Speed
Instant to 2 days
Fee
A$61.45
Rate
18785.7604
Mid 18793.2777 ▼0.04%
₫17,631,375.42
Recipient gets
Exchange rate
18785.7604
Mid-market: 18793.2777 (0.04% below)
Transfer fee
A$61.45
Delivery
Instant to 2 days
Recipient gets
₫17,631,375.42
Rate History
↑ 1.8% over 6d
18491.3833
18351.80 – 18687.40
+1.1%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
XE
Speed
1-4 business days
Fee
A$60.47
Rate
18673.0007
Mid 18793.2777 ▼0.64%
₫17,543,844.38
Recipient gets
Exchange rate
18673.0007
Mid-market: 18793.2777 (0.64% below)
Transfer fee
A$60.47
Delivery
1-4 business days
Recipient gets
₫17,543,844.38
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
CurrencyFair
Speed
1-2 business days
Fee
A$105.20
Rate
18597.8276
Mid 18793.2777 ▼1.04%
₫16,641,336.15
Recipient gets
Exchange rate
18597.8276
Mid-market: 18793.2777 (1.04% below)
Transfer fee
A$105.20
Delivery
1-2 business days
Recipient gets
₫16,641,336.15