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Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ¥34,218 — Regency FX vs Commonwealth Bank
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
112.7614
Estimated · click to quote
~¥112,761.41
Estimated
Exchange rate
112.7614
Mid-market: 113.3281 (0.50% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~¥112,761.41
Wise
Speed
Instant to 2 days
Fee
A$21.88
Rate
112.9881
Mid 113.3281 ▼0.30%
¥110,515.89
Recipient gets
Exchange rate
112.9881
Mid-market: 113.3281 (0.30% below)
Transfer fee
A$21.88
Delivery
Instant to 2 days
Recipient gets
¥110,515.89
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
XE
Speed
1-4 business days
Fee
A$28.40
Rate
112.3534
Mid 113.3281 ▼0.86%
¥109,162.59
Recipient gets
Exchange rate
112.3534
Mid-market: 113.3281 (0.86% below)
Transfer fee
A$28.40
Delivery
1-4 business days
Recipient gets
¥109,162.59
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
OFX
Speed
1-3 business days
Fee
A$35.24
Rate
112.2061
Mid 113.3281 ▼0.99%
¥108,251.40
Recipient gets
Exchange rate
112.2061
Mid-market: 113.3281 (0.99% below)
Transfer fee
A$35.24
Delivery
1-3 business days
Recipient gets
¥108,251.40
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
TorFX
Speed
1-3 business days
Fee
A$43.63
Rate
112.0134
Mid 113.3281 ▼1.16%
¥107,126.86
Recipient gets
Exchange rate
112.0134
Mid-market: 113.3281 (1.16% below)
Transfer fee
A$43.63
Delivery
1-3 business days
Recipient gets
¥107,126.86
Deals & promotions
Refer a friend
You get GBP 50 per referral
Friend gets GBP 50 on first transfer
Remitly
Speed
Minutes to 3-5 days
Fee
A$88.82
Rate
111.0162
Mid 113.3281 ▼2.04%
¥101,156.26
Recipient gets
Exchange rate
111.0162
Mid-market: 113.3281 (2.04% below)
Transfer fee
A$88.82
Delivery
Minutes to 3-5 days
Recipient gets
¥101,156.26
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Exchange rate
109.8942
Mid-market: 113.3281 (3.03% below)
Transfer fee
A$141.14
Delivery
2-5 business days
Recipient gets
¥94,383.74
Commonwealth Bank
Speed
2-5 business days
Fee
A$267.69
Rate
107.2537
Mid 113.3281 ▼5.36%
¥78,542.93
Recipient gets
Exchange rate
107.2537
Mid-market: 113.3281 (5.36% below)
Transfer fee
A$267.69
Delivery
2-5 business days
Recipient gets
¥78,542.93