Send money from India to Croatia(INR → EUR)
CurrencyFair
Rate 0.0090 · Fee ₹332.23
You send
₹50,000
Estimated receipt
€448
€16 more than the lowest estimate · 0.93% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 50,000 INR to EUR, CurrencyFair ranks first among 3 provider estimates, with an estimated payout of 448.32 EUR. The first-ranked estimate pays 16.35 EUR more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves India specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send INR to EUR?
Sending ₹50,000 from India to Croatia. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
0.0089
Free
€446.73
SendEstimated payout difference: The first-ranked provider pays more than the lowest estimate by €16.35 on a ₹50,000 transfer.
Looking for cheap money transfers from India to Croatia? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
Money transfers from India to Croatia are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of INR per year. Use our comparison to find today's best deal.
Which provider offers the best INR to EUR rate?

CurrencyFair
4.3Exchange rate
0.0090
Fee
₹332.23
Recipient gets
€448.32
Speed
0-6 days
Guides, fees & how it works
Which provider is best for each transfer type?
CurrencyFair currently delivers the most EUR on this route, while Western Union is the fastest. The cheapest option and the fastest one aren't always the same provider, so match the pick below to what this transfer actually needs.
Cheapest transfer
CurrencyFair
Delivers the most EUR for your money
Fastest transfer
Western Union
Delivers in Instant
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
CurrencyFair
Best rate for bank deposit to Croatia
What you need to send money to Croatia
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's name as registered on their European bank account
IBAN
IBAN (International Bank Account Number) — length varies by country (e.g. DE: 22 chars, FR: 27 chars, ES: 24 chars)
Example: DE89370400440532013000
BIC/SWIFT code
Optional8 or 11-character bank identifier code (optional for SEPA transfers within EU, required for SWIFT)
Example: COBADEFFXXX
Note: All Eurozone countries use IBAN for bank transfers. For SEPA transfers (the fastest and cheapest option), only the IBAN is required — the BIC/SWIFT code is optional. Each EU country has a different IBAN length and format.
Transfer examples: INR to EUR
See how much your recipient would get for common transfer amounts.
Send ₹500
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Western Union0.01 · Instant | Free | 0.01 | €4 | Instant |
| OFX0.01 · 2 days | Free | 0.01 | €4 | 2 days |
| CurrencyFair0.01 · 0-6 days | ₹50.00 | 0.01 | €4 | 0-6 days |
Send ₹1,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Western Union0.01 · Instant | Free | 0.01 | €9 | Instant |
| OFX0.01 · 2 days | Free | 0.01 | €9 | 2 days |
| CurrencyFair0.01 · 0-6 days | ₹332.23 | 0.01 | €6 | 0-6 days |
Send ₹5,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Western Union0.01 · Instant | Free | 0.01 | €45 | Instant |
| OFX0.01 · 2 days | Free | 0.01 | €43 | 2 days |
| CurrencyFair0.01 · 0-6 days | ₹332.23 | 0.01 | €42 | 0-6 days |
How much does it cost to send money from India to Croatia?
Transfer fees from India to Croatia vary by provider. Specialist services charge ₹0–10 per transfer, while banks charge ₹25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total EUR your recipient receives, not just the advertised fee.
Across the 131 days we've watched this pair since 14 May 2026, the gap between the best and worst payout day has run to 5.6 percentage points against the average — a genuinely volatile corridor. Today isn't on the good side of that range; it sits in the "typical" tier. Western Union delivered the best day on record (25 June 2026), Western Union the worst (20 May 2026), which is the kind of spread that makes waiting a day or two, if you can, worth considering here.
Ways to send money to Croatia
SEPA is the gold standard for EUR transfers — it's faster and cheaper than SWIFT. If your provider offers SEPA routing, always choose it over SWIFT for European bank deposits.
Bank Transfer
Low costSpeed: 1–3 business days
Usually cheapest — no card fee
Debit Card
Medium costSpeed: Minutes to hours
Fast, small card fee
Credit Card
Higher costSpeed: Minutes to hours
Fast but priciest — issuer may add a cash-advance fee
Cash
Medium costSpeed: Varies
Pay at an agent location, where offered
How can my recipient receive money in Croatia?
Recipients in Croatia have 4 ways to receive this transfer: sepa transfer; sepa instant; swift transfer; cash pickup. Availability still depends on the sending country and the specific transfer, so confirm with the provider before sending.
SEPA Transfer
Single Euro Payments Area transfer — the standard for EUR payments across 36 European countries. Fast, cheap, and reliable.
SEPA Instant
Real-time euro transfer available at participating banks. Delivers in under 10 seconds, 24/7.
SWIFT Transfer
Traditional international wire transfer. More expensive and slower than SEPA but available for any bank globally.
Cash Pickup
Collect cash at agent locations across Europe.
What are the transfer limits and regulations for Croatia?
Important rules and requirements to know before sending money to Croatia.
Regulatory body
European Central Bank (ECB) / National regulators (BaFin, AMF, etc.)
Inbound transfer limits
No general restriction on receiving transfers within the EU/EEA
Documentation you may need
- Sender's government-issued ID
- Proof of address for large transfers
Important things to know
- SEPA transfers are capped at €999,999,999.99 per transaction — effectively unlimited for personal transfers.
- SEPA Instant is available at most major European banks but not all — check with the recipient's bank.
- Post-Brexit, GBP→EUR transfers from the UK may no longer route via SEPA at some banks, resulting in higher fees.
- EU anti-money-laundering regulations require enhanced due diligence for transfers over €10,000.
How long does it take to send money to Croatia?
Most transfers from India to Croatia arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Croatia for a small premium.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
- Western UnionInstant
- CurrencyFair0-6 days
- OFX2 days
Popular banks in Croatia
6 banks commonly receive international transfers in Croatia, including Deutsche Bank (Germany) and BNP Paribas (France) — each has its own SWIFT/BIC code below for the receiving side of the transfer.
Deutsche Bank (Germany)
DEUTDEFFXXX
BNP Paribas (France)
BNPAFRPPXXX
ING (Netherlands)
INGBNL2AXXX
Santander (Spain)
BSCHESMMXXX
UniCredit (Italy)
UNCRITMM
N26 (Germany)
—
Only one provider here
SendScoreToday's best rate is +0.11% vs the 30-day average, 25% of the way up the 90-day range. Rates are flat over the past week. Only one provider quotes this corridor, so this is a single-provider reading rather than a comparison.
- 40%Position in the 90-day range — 25% of the way up the 90-day range
- 25%Versus the 30-day average — +0.11% vs the 30-day average
- 15%This week versus last — flat over the past week
Who is usually cheapest here
Western Union delivered the most on 34 of the last 36 days it quoted here (94%) — and it is also today's best, so the usual leader is winning today.
- 94%Western Union — cheapest on 34 of 36 days it quoted
- 6%Skrill — cheapest on 2 of 36 days it quoted
36 days where two or more providers quoted, over 85 days. Days with a single quote are excluded — winning unopposed is not evidence. See every corridor.
Measured from 131 days of our own recorded provider rates for INR→EUR
INR to EUR Exchange Rate History
Daily best exchange rates from top providers over the last 131 days. Rates shown are for sending $100.
| Date | Western Union | __mid Market__ | Skrill |
|---|---|---|---|
| Trend | |||
| Sep 21 | 0.0089 | 0.0090✓ | — |
| Sep 20 | 0.0089 | 0.0090✓ | — |
| Sep 19 | 0.0089 | 0.0090✓ | 0.0086 |
| Sep 18 | 0.0089 | 0.0090✓ | 0.0086 |
| Sep 17 | 0.0089 | 0.0091✓ | — |
| Sep 16 | 0.0089 | 0.0091✓ | — |
| Sep 15 | 0.0089 | 0.0091✓ | — |
| Sep 14 | 0.0089 | 0.0091✓ | — |
| Sep 13 | 0.0089 | 0.0091✓ | — |
| Sep 12 | 0.0089 | 0.0090✓ | — |
| Sep 11 | 0.0088 | 0.0090✓ | — |
| Sep 10 | 0.0089 | 0.0091✓ | — |
| Sep 9 | 0.0089 | 0.0090✓ | — |
| Sep 8 | 0.0089 | 0.0091✓ | — |
| Sep 7 | 0.0090 | 0.0092✓ | — |
| Sep 6 | 0.0090 | 0.0092✓ | 0.0088 |
| Sep 5 | 0.0090 | 0.0092✓ | 0.0088 |
| Sep 4 | 0.0090 | 0.0092✓ | 0.0089 |
| Sep 3 | 0.0090 | 0.0092✓ | 0.0089 |
| Sep 2 | 0.0089 | 0.0091✓ | — |
| Sep 1 | 0.0089 | 0.0091✓ | — |
| Aug 31 | 0.0089 | 0.0091✓ | 0.0088 |
| Aug 30 | 0.0089 | 0.0090✓ | 0.0088 |
| Aug 29 | 0.0089 | 0.0091✓ | — |
| Aug 28 | 0.0088 | 0.0090✓ | 0.0087 |
| Aug 27 | 0.0088 | 0.0089✓ | 0.0087 |
| Aug 26 | 0.0088 | 0.0090✓ | 0.0087 |
| Aug 25 | 0.0088 | 0.0090✓ | 0.0087 |
| Aug 24 | 0.0088 | 0.0090✓ | 0.0087 |
| Aug 23 | 0.0088 | 0.0090✓ | 0.0087 |
| Aug 22 | 0.0088 | 0.0090✓ | 0.0087 |
| Aug 21 | 0.0088 | 0.0090✓ | 0.0087 |
| Aug 20 | 0.0088 | 0.0089✓ | 0.0088 |
| Aug 19 | 0.0089 | 0.0091✓ | 0.0088 |
| Aug 18 | 0.0089 | 0.0091✓ | 0.0088 |
| Aug 17 | 0.0089 | 0.0090✓ | — |
| Aug 16 | 0.0089 | 0.0090✓ | — |
| Aug 15 | 0.0089 | 0.0090✓ | — |
| Aug 14 | 0.0089 | 0.0091✓ | — |
| Aug 13 | 0.0089 | 0.0091✓ | — |
| Aug 12 | 0.0089 | 0.0091✓ | — |
| Aug 11 | 0.0089 | 0.0091✓ | 0.0088 |
| Aug 10 | 0.0089 | 0.0091✓ | — |
| Aug 9 | 0.0089 | 0.0091✓ | — |
| Aug 8 | 0.0089 | 0.0091✓ | — |
| Aug 7 | 0.0089 | 0.0091✓ | — |
| Aug 6 | 0.0089 | 0.0091✓ | 0.0088 |
| Aug 5 | 0.0090 | 0.0091✓ | — |
| Aug 4 | 0.0089 | 0.0091✓ | — |
| Aug 3 | 0.0089 | 0.0091✓ | — |
| Aug 2 | 0.0089 | 0.0091✓ | — |
| Aug 1 | 0.0089 | 0.0091✓ | — |
| Jul 31 | 0.0090 | 0.0091✓ | 0.0088 |
| Jul 30 | 0.0090 | 0.0091✓ | — |
| Jul 29 | 0.0090 | 0.0091✓ | — |
| Jul 28 | 0.0090 | 0.0092✓ | — |
| Jul 27 | 0.0090 | 0.0091✓ | 0.0088 |
| Jul 26 | 0.0090 | 0.0092✓ | — |
| Jul 25 | 0.0090 | 0.0092✓ | — |
| Jul 24 | 0.0089 | 0.0091✓ | — |
| Jul 23 | 0.0089 | 0.0090✓ | — |
| Jul 22 | 0.0089 | 0.0091✓ | — |
| Jul 21 | 0.0089 | 0.0091✓ | — |
| Jul 20 | 0.0089 | 0.0091✓ | — |
| Jul 19 | 0.0089 | 0.0090✓ | — |
| Jul 18 | 0.0089 | 0.0090✓ | — |
| Jul 17 | 0.0089 | 0.0091✓ | 0.0088 |
| Jul 16 | 0.0089 | 0.0090✓ | 0.0088 |
| Jul 15 | 0.0090 | 0.0091✓ | 0.0088 |
| Jul 14 | 0.0089 | 0.0091✓ | 0.0089 |
| Jul 13 | 0.0090 | 0.0092✓ | 0.0089 |
| Jul 12 | 0.0090 | 0.0091✓ | 0.0089 |
| Jul 11 | 0.0090 | 0.0091✓ | 0.0089 |
| Jul 10 | 0.0090 | 0.0091✓ | — |
| Jul 9 | 0.0090 | 0.0091✓ | — |
| Jul 8 | 0.0090 | 0.0092✓ | 0.0089 |
| Jul 7 | 0.0090 | 0.0092✓ | 0.0089 |
| Jul 6 | 0.0090 | 0.0092✓ | — |
| Jul 5 | 0.0090 | 0.0092✓ | — |
| Jul 4 | 0.0090 | 0.0091✓ | 0.0089 |
| Jul 3 | 0.0090 | 0.0091✓ | 0.0089 |
| Jul 2 | 0.0091 | 0.0093✓ | — |
| Jul 1 | 0.0091 | 0.0093✓ | — |
| Jun 30 | 0.0091 | 0.0093✓ | — |
| Jun 29 | 0.0091 | 0.0093✓ | — |
| Jun 28 | 0.0091 | 0.0093✓ | 0.0090 |
| Jun 27 | 0.0091 | 0.0093✓ | 0.0090 |
| Jun 26 | 0.0092 | 0.0093✓ | — |
| Jun 25 | 0.0092 | 0.0094✓ | — |
| Jun 24 | 0.0091 | 0.0093✓ | — |
| Jun 23 | 0.0090 | 0.0092✓ | — |
| Jun 22 | 0.0091 | 0.0093✓ | 0.0090 |
| Jun 21 | 0.0091 | 0.0092✓ | 0.0090 |
| Jun 20 | 0.0091 | 0.0093✓ | 0.0090 |
| Jun 19 | 0.0091 | 0.0093✓ | — |
| Jun 18 | 0.0089 | 0.0091✓ | — |
| Jun 17 | 0.0090 | 0.0092✓ | — |
| Jun 16 | 0.0089 | 0.0091✓ | 0.0089 |
| Jun 15 | 0.0090 | 0.0091✓ | 0.0088 |
| Jun 14 | 0.0089 | 0.0090✓ | 0.0088 |
| Jun 13 | 0.0089 | 0.0090✓ | 0.0088 |
| Jun 12 | 0.0089 | 0.0090✓ | — |
| Jun 11 | 0.0089 | 0.0091✓ | — |
| Jun 10 | 0.0089 | 0.0091✓ | — |
| Jun 9 | 0.0089 | 0.0090✓ | — |
| Jun 8 | 0.0089 | 0.0091✓ | 0.0089 |
| Jun 7 | 0.0090 | 0.0092✓ | 0.0089 |
| Jun 6 | 0.0090 | 0.0092✓ | — |
| Jun 5 | 0.0088 | 0.0090✓ | — |
| Jun 4 | 0.0088 | 0.0090✓ | — |
| Jun 3 | 0.0088 | 0.0090✓ | — |
| Jun 2 | 0.0089 | 0.0091✓ | 0.0088 |
| Jun 1 | 0.0089 | 0.0091✓ | 0.0088 |
| May 31 | 0.0089 | 0.0091✓ | 0.0088 |
| May 30 | 0.0089 | 0.0091✓ | 0.0088 |
| May 29 | 0.0088 | 0.0089✓ | 0.0088 |
| May 28 | 0.0088 | 0.0090✓ | 0.0088 |
| May 27 | 0.0088 | 0.0090✓ | 0.0087 |
| May 26 | 0.0088 | 0.0090✓ | 0.0087 |
| May 25 | 0.0089 | 0.0090✓ | 0.0087 |
| May 24 | 0.0088 | 0.0090✓ | 0.0087 |
| May 23 | 0.0088 | 0.0090✓ | 0.0087 |
| May 22 | 0.0088 | 0.0090✓ | — |
| May 21 | 0.0088 | 0.0090✓ | 0.0086 |
| May 20 | 0.0087 | 0.0089✓ | 0.0086 |
| May 19 | 0.0088 | 0.0090✓ | 0.0087 |
| May 18 | 0.0088 | 0.0090✓ | 0.0087 |
| May 17 | 0.0088 | 0.0090✓ | 0.0087 |
| May 16 | 0.0088 | 0.0090✓ | 0.0087 |
| May 15 | 0.0088 | 0.0090✓ | — |
| May 14 | 0.0088 | 0.0090✓ | — |
Frequently asked questions
Common questions about sending money from India to Croatia
What is the cheapest way to send money from India to Croatia?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from India to Croatia?
Most specialist providers deliver to Croatia within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send ₹50,000 from India to Croatia?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much EUR your recipient would receive from a ₹50,000 transfer today.
Can I send money from India to Croatia online?
Yes, all the providers we compare support online transfers from India to Croatia. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Croatia?
Money transfer services are almost always cheaper. Banks typically charge ₹25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge ₹0–10 with markups under 1%, saving you significantly on every transfer to Croatia.
More for this corridor
More transfers from India
Other routes to Croatia
Other routes paying out in EUR
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Useful guides
Banking tools
How does your bank compare?
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