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Send money from France to China(EUR → CNY)
EUR
CNY|Updated recentlyMid-market 7.7407Cheapest todayof 3 providers
Panda Remit
Rate 7.6818 · Fee €5.99
You send
€1,000
Recipient gets
¥7,636
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from France to China in June 2026 is Panda Remit, which delivers 7,635.83 CNY on a 1,000 EUR transfer with a fee of €5.99.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send EUR to CNY?
Sending €1,000 from France to China. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 7.6818·Fee €5.99·0.76% markup
Rate 7.5503·Fee Free·2.46% markup
Best rate 41 of 41 days
↓ 2.5% over 41dAvg: 7.66 CNY (-1.4% vs avg)Range: 7.55–7.74
2
Under 3 minutes (95% of transfers)2.46% markup
Best rate 41 of 41 days
↓ 2.5% over 41dAvg: 7.66 CNY (-1.4% vs avg)Range: 7.55–7.74
7.5503
Free
¥7,550.25
Rate 7.6787·Fee Free·0.80% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Compare the cheapest ways to send money from France to China. We compare fees, exchange rates, and transfer speeds from 15+ providers so you get the most CNY for your €.
Whether you're supporting family in China or paying for business services, finding the cheapest way to send money from France matters. Exchange rate markups and transfer fees add up — especially on regular transfers. Our real-time comparison helps you cut costs by showing the exact amount your recipient gets from each provider.
Which provider offers the best EUR to CNY rate?
Panda Remit
4.0Exchange rate
7.6818
Fee
€5.99
Recipient gets
¥7,635.83
Speed
Minutes
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the France to China route.
Cheapest transfer
Panda Remit
Delivers the most CNY for your money
Fastest transfer
Panda Remit
Delivers in Minutes
Bank transfer
Panda Remit
Best rate for bank deposit to China
How to send money to China
Sending money to Chinais straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much EUR you want to send, compare providers above, and pick the one offering the best CNY amount for your transfer to China.
Step 2
Add your recipient
Enter your recipient's details in China — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to China
Make sure you have these details from your recipient before starting your transfer.
Full name (Chinese characters)
Recipient's name in Chinese characters as registered with their bank
Bank account number
16–19 digit Chinese bank account or UnionPay card number
Bank name & branch
Full bank name and province/city of the branch
CNAPS code
OptionalChina National Advanced Payment System code (12 digits) identifying the specific branch
Note: China does not use IBAN. You need the recipient's Chinese name (in characters), bank account or card number, and the bank branch location. Some providers also accept Alipay or WeChat Pay for smaller amounts.
Transfer examples: EUR to CNY
See how much your recipient would get for common transfer amounts.
Send €500
ProviderFeeReceives
Panda Remit
7.68 · Minutes
TapTap Send
7.55 · Under 3 minutes (95% of transfers)
Regency FX
7.68 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Panda Remit€5.997.68¥3,795Minutes
TapTap SendFree7.55¥3,775Under 3 minutes (95% of transfers)
Regency FXFree7.68¥3,839Same day to 2 business days
Send €1,000
ProviderFeeReceives
Panda Remit
7.68 · Minutes
TapTap Send
7.55 · Under 3 minutes (95% of transfers)
Regency FX
7.68 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Panda Remit€5.997.68¥7,636Minutes
TapTap SendFree7.55¥7,550Under 3 minutes (95% of transfers)
Regency FXFree7.68¥7,679Same day to 2 business days
Send €5,000
ProviderFeeReceives
Panda Remit
7.68 · Minutes
TapTap Send
7.55 · Under 3 minutes (95% of transfers)
Regency FX
7.68 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Panda Remit€5.997.68¥38,363Minutes
TapTap SendFree7.55¥37,751Under 3 minutes (95% of transfers)
Regency FXFree7.68¥38,394Same day to 2 business days
How much does it cost to send money from France to China?
Transfer fees from France to China vary by provider. Specialist services charge €0–10 per transfer, while banks charge €25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total CNY your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically €0–€10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (7.7407).
Ways to send money to China
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Alipay and WeChat Pay are increasingly popular for receiving international transfers in China — they're faster than bank deposits and don't require branch details. For bank transfers, ensure the recipient's name is in Chinese characters exactly as registered.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in China?
Your recipient in China can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Transfer to major Chinese banks. Requires accurate Chinese-character recipient name matching bank records.
WiseRemitlyWorldRemitWestern Union
Alipay
Minutes
Transfer directly to recipient's Alipay account — China's largest digital payment platform with 1B+ users.
RemitlyWorldRemit
WeChat Pay
Minutes
Send to WeChat Pay wallet — deeply integrated into daily life in China.
WorldRemit
UnionPay Card
Hours
Deposit directly to any UnionPay-linked bank card.
Remitly
What are the transfer limits and regulations for China?
Important rules and requirements to know before sending money to China.
Regulatory body
State Administration of Foreign Exchange (SAFE) / People's Bank of China (PBOC)
Inbound transfer limits
Individuals can receive up to $50,000 USD equivalent per year without additional documentation under SAFE rules
Documentation you may need
- Sender's government-issued ID
- Recipient may need to provide their Chinese ID number to their bank for amounts over $500
- Purpose of transfer may be required (family support, tuition, etc.)
Important things to know
- China has strict foreign exchange controls managed by SAFE. Individual recipients have an annual limit of $50,000 equivalent for personal foreign exchange.
- Recipient's Chinese name must match their bank records exactly (in Chinese characters) — mismatches will cause the transfer to be rejected.
- Some providers cannot send to business accounts in China — only personal accounts.
- CNY exchange rates can be affected by PBOC policy — rates may not float freely.
How long does it take to send money to China?
Most transfers from France to China arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to China for a small premium.
FastExpress delivery
- Panda RemitMinutes
- TapTap SendUnder 3 minutes (95% of transfers)
Standard delivery
- Regency FXSame day to 2 business days
Popular banks in China
These are the most commonly used banks for receiving international transfers in China.
BankSWIFT/BICNotes
Industrial and Commercial Bank of China (ICBC)
ICBKCNBJXXX
China Construction Bank (CCB)
PCBCCNBJXXX
Agricultural Bank of China (ABC)
ABOCCNBJXXX
Bank of China (BOC)
BKCHCNBJXXX
China Merchants Bank (CMB)
CMBCCNBSXXX
Bank of Communications
COMMCNSHXXX
EUR to CNY Exchange Rate History
Daily best exchange rates from top providers over the last 41 days. Rates shown are for sending $100.
| Date | TapTap Send | __mid Market__ | Pandaremit |
|---|---|---|---|
| Trend | |||
| Jun 23 | 7.5500 | 7.6821✓ | 7.6821✓ |
| Jun 22 | 7.5700 | 7.7168✓ | 7.7168✓ |
| Jun 21 | 7.5700 | 7.7343✓ | 7.7343✓ |
| Jun 20 | 7.5800 | 7.7289✓ | 7.7289✓ |
| Jun 19 | 7.5600 | 7.7124✓ | 7.7124✓ |
| Jun 18 | 7.5900 | 7.7414✓ | 7.7414✓ |
| Jun 17 | 7.6600 | 7.7849✓ | 7.7849✓ |
| Jun 16 | 7.6600 | 7.7849✓ | 7.7849✓ |
| Jun 15 | 7.6600 | 7.7849✓ | 7.7849✓ |
| Jun 14 | 7.6300 | 7.7766✓ | 7.7766✓ |
| Jun 13 | 7.6300 | 7.7766✓ | 7.7766✓ |
| Jun 12 | 7.6300 | 7.7766✓ | 7.7766✓ |
| Jun 11 | 7.6200 | 7.7614✓ | 7.7614✓ |
| Jun 10 | 7.6200 | 7.7614✓ | 7.7614✓ |
| Jun 9 | 7.6200 | 7.7656✓ | 7.7656✓ |
| Jun 8 | 7.6200 | 7.7685✓ | 7.7685✓ |
| Jun 7 | 7.6100 | 7.7454✓ | 7.7454✓ |
| Jun 6 | 7.6100 | 7.7454✓ | 7.7454✓ |
| Jun 5 | 7.6700 | 7.8152✓ | 7.8152✓ |
| Jun 4 | 7.6700 | 7.8096✓ | 7.8096✓ |
| Jun 3 | 7.6700 | 7.8084✓ | 7.8084✓ |
| Jun 2 | 7.6700 | 7.8120✓ | 7.8120✓ |
| Jun 1 | 7.6900 | 7.8222✓ | 7.8222✓ |
| May 31 | 7.6900 | 7.8061✓ | 7.8061✓ |
| May 30 | 7.6900 | 7.8061✓ | 7.8061✓ |
| May 29 | 7.7000 | 7.8368✓ | 7.8368✓ |
| May 28 | 7.6800 | 7.8215✓ | 7.8215✓ |
| May 27 | 7.7000 | 7.8352✓ | 7.8352✓ |
| May 26 | 7.7100 | 7.8389✓ | 7.8389✓ |
| May 25 | 7.7200 | 7.8455✓ | 7.8455✓ |
| May 24 | 7.6900 | 7.8086✓ | 7.8086✓ |
| May 23 | 7.6900 | 7.8086✓ | 7.8086✓ |
| May 22 | 7.7000 | 7.8416✓ | 7.8416✓ |
| May 21 | 7.7000 | 7.8505✓ | 7.8505✓ |
| May 20 | 7.7100 | 7.8522✓ | 7.8522✓ |
| May 19 | 7.7300 | 7.8643✓ | 7.8643✓ |
| May 18 | 7.7200✓ | 7.7200✓ | — |
| May 17 | 7.7200✓ | 7.7200✓ | — |
| May 16 | 7.7200✓ | 7.7200✓ | — |
| May 15 | 7.7100✓ | 7.7100✓ | — |
| May 14 | 7.7400✓ | 7.7400✓ | — |
Frequently asked questions
Common questions about sending money from France to China
What is the cheapest way to send money from France to China?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from France to China?
Most specialist providers deliver to China within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send €1,000 from France to China?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much CNY your recipient would receive from a €1,000 transfer today.
Can I send money from France to China online?
Yes, all the providers we compare support online transfers from France to China. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to China?
Money transfer services are almost always cheaper. Banks typically charge €25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge €0–10 with markups under 1%, saving you significantly on every transfer to China.
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Recipient requirements, delivery methods, regulations, popular banks, and more.
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