US Dollar to Chinese Yuan Exchange Rate
Mid-market USD/CNY rate — the fairest rate, before provider markups.
1 USD = 6.67803 CNY
1 CNY = 0.14974 USD
Source: XE mid-market rate. For indicative purposes only.
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USD to CNY Conversion Table
100 USD
667.8 CNY
500 USD
3,339.01 CNY
1,000 USD
6,678.03 CNY
5,000 USD
33,390.13 CNY
10,000 USD
66,780.26 CNY
25,000 USD
166,950.65 CNY
50,000 USD
333,901.29 CNY
100,000 USD
667,802.58 CNY
Based on mid-market rate. Actual provider rates will differ — compare below.
Understanding the USD/CNY Exchange Rate
The yuan is not a free float against the dollar: each business day the China Foreign Exchange Trade System (CFETS) publishes a central parity rate, and interbank trading prices may move no more than 2 percent either side of it, according to the IMF's 2025 Article IV report on China. That band was widened from 1 percent to 2 percent by a People's Bank of China (PBOC) announcement effective 17 March 2014. The IMF describes the official arrangement as managed floating with reference to a basket of currencies, classifies the regime in practice as crawl-like, and records the PBOC's position that the band will be changed in an orderly manner as markets develop. For a sender in the US, the onshore rate behind a CNY quote is tied to a figure published each morning, and Chinese rules decide what happens to dollars once they land.
Key things to know
- CFETS publishes the yuan's central parity and trading band at 9:15 a.m. Beijing time, and under a CFETS notice of December 2022 they apply to every interbank spot trade agreed that trading day, which runs from 9:30 a.m. until 3:00 a.m. the next morning
- Offshore yuan (CNH) and onshore yuan (CNY) trade in separate markets: the Hong Kong Monetary Authority treats them as separate currencies in its banking returns, and a 2015 Bank for International Settlements study found the offshore rate frequently diverges from the onshore one, so check which of the two a quote is priced in
- Converting incoming dollars into yuan is a foreign exchange settlement: under 2020 guidelines from the State Administration of Foreign Exchange (SAFE), each person has an annual facilitation quota of USD 50,000 equivalent for it, usable at a bank with valid ID alone, plus a separate quota for purchases, SAFE's Tianjin branch confirmed in July 2026
- Larger sums can still be converted: replying to a 2023 National People's Congress proposal on remittances from overseas Chinese, SAFE said genuine current-account funds can be handled with documents showing the transaction behind them, and that it supports banks offering conversion through online and mobile banking
Tip
Inside the daily trading band, Chinese banks may set the rates they give customers against the dollar without any limit on the spread, the IMF notes, citing a 2014 PBOC notice. If the money lands as dollars, the recipient's bank sets the conversion rate on the day, which no US quote shows in advance; a quote that pays out yuan can be compared line by line.
USD/CNY Rate History
Track how provider rates have changed over time, and which provider led the USD to CNY route on each day.
How we calculate the USD/CNY mid-market rate
The USD/CNY figure at the top is XE's mid-market rate, the midpoint of buy and sell prices, and the benchmark each provider's markup below is measured against.
Across today's 9 quotes for 810 USD, the median provider's rate sits 0.71% below the mid-market rate and fees run from 0 to 13.53 USD, so your recipient gets between 5,204 CNY and 5,424 CNY: a 221 CNY gap on the same transfer.
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Need a specific figure? Convert any USD amount to Chinese Yuan.
Frequently asked questions about USD to CNY
What is the mid-market USD/CNY exchange rate today?
The mid-market rate for USD to CNY today is 6.67803, meaning 1 US Dollar buys 6.67803 Chinese Yuan. The inverse rate is 1 CNY = 0.14974 USD. This is the interbank reference rate — money transfer providers apply a markup above this, so the rate you receive will be slightly lower.
What moves the USD/CNY exchange rate?
CFETS publishes the yuan's central parity and trading band at 9:15 a.m. Beijing time, and under a CFETS notice of December 2022 they apply to every interbank spot trade agreed that trading day, which runs from 9:30 a.m. until 3:00 a.m. the next morning. Offshore yuan (CNH) and onshore yuan (CNY) trade in separate markets: the Hong Kong Monetary Authority treats them as separate currencies in its banking returns, and a 2015 Bank for International Settlements study found the offshore rate frequently diverges from the onshore one, so check which of the two a quote is priced in. The yuan is not a free float against the dollar: each business day the China Foreign Exchange Trade System (CFETS) publishes a central parity rate, and interbank trading prices may move no more than 2 percent either side of it, according to the IMF's 2025 Article IV report on China.
Which provider offers the best US Dollar to Chinese Yuan rate?
Based on today's quotes, Xoom (PayPal) delivers the most CNY for 810 USD (5,424 CNY). The order moves with the rate, so compare before you send. Inside the daily trading band, Chinese banks may set the rates they give customers against the dollar without any limit on the spread, the IMF notes, citing a 2014 PBOC notice. If the money lands as dollars, the recipient's bank sets the conversion rate on the day, which no US quote shows in advance; a quote that pays out yuan can be compared line by line.
How much does it cost to convert US Dollar to Chinese Yuan?
Two parts: the markup in the provider's exchange rate and any fee. Across today's 9 quotes for 810 USD, the median provider's rate sits 0.71% below the mid-market rate and fees run from 0 to 13.53 USD, so your recipient gets between 5,204 CNY and 5,424 CNY: a 221 CNY gap on the same transfer.