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Mid-market USD/CNY rate — the fairest rate, before provider markups.
1 USD = 6.76710 CNY
1 CNY = 0.14777 USD
Source: median of multiple independent feeds. For indicative purposes only.
100 USD
676.71 CNY
500 USD
3,383.55 CNY
1,000 USD
6,767.1 CNY
5,000 USD
33,835.49 CNY
10,000 USD
67,670.97 CNY
25,000 USD
169,177.44 CNY
50,000 USD
338,354.87 CNY
100,000 USD
676,709.75 CNY
Based on mid-market rate. Actual provider rates will differ — compare below.
USD/CNY (US Dollar to Chinese Yuan Renminbi) is one of the most politically sensitive currency pairs in the world. The People's Bank of China manages the yuan within a daily trading band around a centrally-set fixing rate, meaning the rate does not move freely like most major currencies. For US residents sending money to China, this managed float means less volatility than other corridors, but also fewer provider options due to China's strict capital controls.
Tip
Check that your provider explicitly supports CNY delivery to mainland China (not just CNH — the offshore yuan). The two rates can differ, and not all providers offer onshore CNY transfers.
Track how provider rates have changed over time. See which providers consistently offer the best USD to CNY rates.
The mid-market rate is the midpoint between the buy and sell prices on global currency markets — it's the fairest exchange rate available. We aggregate data from 4 independent sources and take the median value, which eliminates outliers and provides a more reliable rate than any single source.
When a money transfer provider quotes you a rate, compare it against the mid-market rate shown on this page. The difference is the provider's markup — their profit on the currency conversion. On the USD/CNY pair, the best providers typically mark up by 0.2–0.8%, while banks can mark up by 2–5%.
The mid-market rate for USD to CNY today is 6.76710, meaning 1 US Dollar buys 6.76710 Chinese Yuan. The inverse rate is 1 CNY = 0.14777 USD. This is the interbank reference rate — money transfer providers apply a markup above this, so the rate you receive will be slightly lower.
The PBoC sets a daily fixing rate and allows CNY to trade within a ±2% band around it. Capital controls limit the routes available — not all providers support USD to CNY. USD/CNY (US Dollar to Chinese Yuan Renminbi) is one of the most politically sensitive currency pairs in the world.
The best USD to CNY provider varies day to day. Specialist providers like Wise, Revolut, and OFX consistently beat banks on rate — compare above before every transfer. Check that your provider explicitly supports CNY delivery to mainland China (not just CNH — the offshore yuan). The two rates can differ, and not all providers offer onshore CNY transfers.
The total cost of a USD to CNY transfer has two parts: the exchange rate markup (the gap between the mid-market rate and the provider's rate) and any flat fee. The best specialist providers on this corridor typically charge a markup of 0.2–0.8% plus a small flat fee, while banks can add 2–5% in markup. The table above shows you exactly how much CNY your recipient would receive from each provider on a 1,000 USD transfer.