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Mid-market USD/GBP rate — the fairest rate, before provider markups.
1 USD = 0.74633 GBP
1 GBP = 1.33990 USD
Source: median of multiple independent feeds. For indicative purposes only.
100 USD
74.63 GBP
500 USD
373.16 GBP
1,000 USD
746.33 GBP
5,000 USD
3,731.63 GBP
10,000 USD
7,463.26 GBP
25,000 USD
18,658.16 GBP
50,000 USD
37,316.31 GBP
100,000 USD
74,632.63 GBP
Based on mid-market rate. Actual provider rates will differ — compare below.
Sending US dollars to the UK is common for expats, businesses, and families with transatlantic ties. The USD/GBP rate (the inverse of the more commonly quoted GBP/USD) benefits from being one of the world's most liquid currency pairs, which keeps provider markups competitive.
Tip
If you're sending regularly, Wise's auto-convert feature lets you set a target rate and convert automatically when it's reached.
Track how provider rates have changed over time. See which providers consistently offer the best USD to GBP rates.
The mid-market rate is the midpoint between the buy and sell prices on global currency markets — it's the fairest exchange rate available. We aggregate data from 4 independent sources and take the median value, which eliminates outliers and provides a more reliable rate than any single source.
When a money transfer provider quotes you a rate, compare it against the mid-market rate shown on this page. The difference is the provider's markup — their profit on the currency conversion. On the USD/GBP pair, the best providers typically mark up by 0.2–0.8%, while banks can mark up by 2–5%.
The mid-market rate for USD to GBP today is 0.74633, meaning 1 US Dollar buys 0.74633 British Pound. The inverse rate is 1 GBP = 1.33990 USD. This is the interbank reference rate — money transfer providers apply a markup above this, so the rate you receive will be slightly lower.
Funds arrive via Faster Payments in the UK — typically within hours of processing. ACH bank transfer from the US is the cheapest funding method (debit card costs $3–5 more). Sending US dollars to the UK is common for expats, businesses, and families with transatlantic ties.
The best USD to GBP provider varies day to day. Specialist providers like Wise, Revolut, and OFX consistently beat banks on rate — compare above before every transfer. If you're sending regularly, Wise's auto-convert feature lets you set a target rate and convert automatically when it's reached.
The total cost of a USD to GBP transfer has two parts: the exchange rate markup (the gap between the mid-market rate and the provider's rate) and any flat fee. The best specialist providers on this corridor typically charge a markup of 0.2–0.8% plus a small flat fee, while banks can add 2–5% in markup. The table above shows you exactly how much GBP your recipient would receive from each provider on a 1,000 USD transfer.