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US Dollar to Indian Rupee Exchange Rate
Mid-market USD/INR rate — the fairest rate, before provider markups.
95.2581INR
1 USD = 95.2581 INR
1 INR = 0.01050 USD
Source: median of multiple independent feeds. For indicative purposes only.
In the news
INR at 92.98/USD (April 2026): Should You Send Money to India Now or Wait?
The rupee is 9.18% weaker than a year ago at ₹92.98/USD, with the RBI actively intervening in FX markets. Here's a decision framework for when to send USD/INR and GBP/INR transfers — and how much timing really matters.
USD to INR Conversion Table
100 USD
9,525.81 INR
500 USD
47,629.03 INR
1,000 USD
95,258.06 INR
5,000 USD
476,290.32 INR
10,000 USD
952,580.64 INR
25,000 USD
2,381,451.6 INR
50,000 USD
4,762,903.2 INR
100,000 USD
9,525,806.4 INR
Based on mid-market rate. Actual provider rates will differ — compare below.
Compare USD to INR Transfer Rates
What you'd actually receive sending 1,000 USD via each provider today.
96,791.72
INR received
TapTap Send
Rate 95.4962 · No fee · Under 3 minutes (95% of transfers)
95,496.21
INR received
InstaReM
Rate 95.1152 · No fee · 1-3 business days
95,115.18
INR received
Xoom (PayPal)
Rate 95.0104 · No fee · Minutes to 3 days
95,010.39
INR received
Paysend
Rate 94.9628 · No fee · 2 days
94,962.76
INR received
Remitly
Rate 94.9437 · No fee · Minutes to 3-5 days
94,943.71
INR received
LemFi
Rate 95.0580 · 1.99 USD fee · Minutes to 1 business day
94,868.86
INR received
XE Money Transfer
Rate 94.7341 · No fee · 0-3 days
94,734.14
INR received
| Provider | Rate | Fee | You Receive | Speed |
|---|---|---|---|---|
| UnplexBest rate | 96.7917 | Free | 96,791.72 INR | Minutes to 1 business day |
| TapTap Send | 95.4962 | Free | 95,496.21 INR | Under 3 minutes (95% of transfers) |
| InstaReM | 95.1152 | Free | 95,115.18 INR | 1-3 business days |
| Xoom (PayPal) | 95.0104 | Free | 95,010.39 INR | Minutes to 3 days |
| Paysend | 94.9628 | Free | 94,962.76 INR | 2 days |
| Remitly | 94.9437 | Free | 94,943.71 INR | Minutes to 3-5 days |
| LemFi | 95.0580 | 1.99 USD | 94,868.86 INR | Minutes to 1 business day |
| XE Money Transfer | 94.7341 | Free | 94,734.14 INR | 0-3 days |
Understanding the USD/INR Exchange Rate
The USD/INR exchange rate is one of the most watched currency pairs in the remittance world. India receives over $125 billion in annual inbound remittances — the most of any country — with the majority originating from the United States. The rate is influenced by the Reserve Bank of India's monetary policy, US Federal Reserve decisions, oil prices, and India's trade balance.
Key things to know
- The RBI manages INR within a broad band — sudden interventions can move the rate 0.5–1% in a day
- UPI and IMPS make bank deposits near-instant once funds arrive in India
- Providers like Wise and Remitly typically offer rates 0.3–1% better than banks on this corridor
- Sending via ACH bank transfer (rather than debit card) usually gets you a lower fee
Tip
If you send regularly, set a rate alert with Wise or Xe — the USD/INR rate can swing ₹1–2 within a week, which on a $1,000 transfer means ₹1,000–2,000 more or less for your recipient.
USD/INR Rate History
Track how provider rates have changed over time. See which providers consistently offer the best USD to INR rates.
How we calculate the USD/INR mid-market rate
The mid-market rate is the midpoint between the buy and sell prices on global currency markets — it's the fairest exchange rate available. We aggregate data from 4 independent sources and take the median value, which eliminates outliers and provides a more reliable rate than any single source.
When a money transfer provider quotes you a rate, compare it against the mid-market rate shown on this page. The difference is the provider's markup — their profit on the currency conversion. On the USD/INR pair, the best providers typically mark up by 0.2–0.8%, while banks can mark up by 2–5%.
Related Exchange Rates
Frequently asked questions about USD to INR
What is the mid-market USD/INR exchange rate today?
The mid-market rate for USD to INR today is 95.2581, meaning 1 US Dollar buys 95.2581 Indian Rupee. The inverse rate is 1 INR = 0.01050 USD. This is the interbank reference rate — money transfer providers apply a markup above this, so the rate you receive will be slightly lower.
What moves the USD/INR exchange rate?
The RBI manages INR within a broad band — sudden interventions can move the rate 0.5–1% in a day. UPI and IMPS make bank deposits near-instant once funds arrive in India. The USD/INR exchange rate is one of the most watched currency pairs in the remittance world.
Which provider offers the best US Dollar to Indian Rupee rate?
Based on today's quotes, Unplex is offering the best USD to INR rate — sending 1,000 USD gives your recipient 96,791.72 INR. Rankings shift daily, so compare the full table above before every transfer. If you send regularly, set a rate alert with Wise or Xe — the USD/INR rate can swing ₹1–2 within a week, which on a $1,000 transfer means ₹1,000–2,000 more or less for your recipient.
How much does it cost to convert US Dollar to Indian Rupee?
The total cost of a USD to INR transfer has two parts: the exchange rate markup (the gap between the mid-market rate and the provider's rate) and any flat fee. The best specialist providers on this corridor typically charge a markup of 0.2–0.8% plus a small flat fee, while banks can add 2–5% in markup. The table above shows you exactly how much INR your recipient would receive from each provider on a 1,000 USD transfer.