Loading...
Send money from Spain to Vietnam(EUR → VND)
EUR
VND|Updated recentlyMid-market 30069.9041Cheapest todayof 10 providers
InstaReM
Rate 30015.7783 · Fee €1.80
You send
€1,000
Recipient gets
₫29,961,750
₫2,977,700 more than the most expensive provider · 0.18% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Spain to Vietnam in July 2026 is InstaReM, which delivers 29,961,749.88 VND on a 1,000 EUR transfer with a fee of €1.80. According to SendMoneyCompare's comparison of 10 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 2,977,701 VND.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send EUR to VND?
Sending €1,000 from Spain to Vietnam. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 30015.7783·Fee €1.80·0.18% markup
Rate 29898.5057·Fee Free·0.57% markup
Best rate 52 of 52 days
↓ 2.3% over 52dAvg: 30228.85 VND (-1.1% vs avg)Range: 29700.00–30600.00
2
Under 3 minutes (95% of transfers)0.57% markup
Best rate 52 of 52 days
↓ 2.3% over 52dAvg: 30228.85 VND (-1.1% vs avg)Range: 29700.00–30600.00
29898.5057
Free
₫29,898,505.66
Rate 29952.6315·Fee €3.90·0.39% markup
Rate 29805.2890·Fee €8.80·0.88% markup
Rate 29730.1142·Fee €11.30·1.13% markup
Rate 29700.0443·Fee €12.30·1.23% markup
Rate 29633.8905·Fee €14.50·1.45% markup
Rate 29609.8346·Fee €15.30·1.53% markup
Rate 29321.1635·Fee €24.90·2.49% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient ₫2,977,700.82 on a €1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Looking for cheap money transfers from Spain to Vietnam? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
Money transfers from Spain to Vietnam are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of EUR per year. Use our comparison to find today's best deal.
Which provider offers the best EUR to VND rate?
InstaReM
4.0Exchange rate
30015.7783
Fee
€1.80
Recipient gets
₫29,961,749.88
Speed
1-3 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for EUR → VND
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
OKX P2PBeats mid-market
Kraken → Solana (USDC) → OKX P2P · ~1 second
30,766,528 VND
2.76% rebate all-in
+
OKX P2PBeats mid-market
Kraken → Solana (USDC) → OKX P2P · ~1 second
30,766,528 VND
2.76% rebate all-in
- 1Kraken EUR→USDC: 0.26%
- 2Solana network: 0.000250 USDC
- 3OKX P2P: 1% spread
- 40.00% withdrawal fee
Also routable via Solana (USDC), Polygon (USDC), Tron (USDT), Ethereum (USDC).
Source: OKX P2P API
BitcoinVN
Kraken → Tron (USDT) → BitcoinVN · ~3 seconds
29,460,849 VND
1.60% all-in
+
BitcoinVN
Kraken → Tron (USDT) → BitcoinVN · ~3 seconds
29,460,849 VND
1.60% all-in
- 1Kraken EUR→USDT: 0.26%
- 2Tron network: 1.00 USDT
- 3BitcoinVN: 0.50% spread
- 40.70% withdrawal fee
Also routable via Tron (USDT), Ethereum (USDC).
Source: BitcoinVN API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Spain to Vietnam route.
Cheapest transfer
InstaReM
Delivers the most VND for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
InstaReM
Best rate for bank deposit to Vietnam
How to send money to Vietnam
Sending money to Vietnamis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much EUR you want to send, compare providers above, and pick the one offering the best VND amount for your transfer to Vietnam.
Step 2
Add your recipient
Enter your recipient's details in Vietnam — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
What you need to send money to Vietnam
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full Vietnamese name as registered with their bank
Bank account number
Vietnamese bank account number (varies by bank, typically 10–19 digits)
Bank name & branch
Full bank name and branch (e.g. Vietcombank, Hoàn Kiếm Branch)
Note: Vietnam does not use IBAN. You need the recipient's bank account number, bank name, and branch. Some providers also support transfers via phone number linked to Vietnamese bank accounts.
Transfer examples: EUR to VND
See how much your recipient would get for common transfer amounts.
Send €500
ProviderFeeReceives
InstaReM
30015.78 · 1-3 business days
Wise
29952.63 · 1-2 business days
TapTap Send
29898.51 · Under 3 minutes (95% of transfers)
BNP Paribas
29805.29 · 1-3 business days
Skrill
29730.11 · Instant to 3 business days
Remitly
29700.04 · Minutes to 3-5 days
ProviderFeeRateReceivesSpeed
InstaReM€0.3630015.78₫14,997,0831-3 business days
Wise€0.7829952.63₫14,952,9531-2 business days
TapTap SendFree29898.51₫14,949,253Under 3 minutes (95% of transfers)
BNP Paribas€1.7629805.29₫14,850,1871-3 business days
Skrill€2.2629730.11₫14,797,867Instant to 3 business days
Remitly€2.4629700.04₫14,776,960Minutes to 3-5 days
Send €1,000
ProviderFeeReceives
InstaReM
30015.78 · 1-3 business days
TapTap Send
29898.51 · Under 3 minutes (95% of transfers)
Wise
29952.63 · 1-2 business days
BNP Paribas
29805.29 · 1-3 business days
Skrill
29730.11 · Instant to 3 business days
Remitly
29700.04 · Minutes to 3-5 days
ProviderFeeRateReceivesSpeed
InstaReM€1.8030015.78₫29,961,7501-3 business days
TapTap SendFree29898.51₫29,898,506Under 3 minutes (95% of transfers)
Wise€3.9029952.63₫29,835,8161-2 business days
BNP Paribas€8.8029805.29₫29,543,0021-3 business days
Skrill€11.3029730.11₫29,394,164Instant to 3 business days
Remitly€12.3029700.04₫29,334,734Minutes to 3-5 days
Send €5,000
ProviderFeeReceives
InstaReM
30015.78 · 1-3 business days
TapTap Send
29898.51 · Under 3 minutes (95% of transfers)
Wise
29952.63 · 1-2 business days
BNP Paribas
29805.29 · 1-3 business days
Skrill
29730.11 · Instant to 3 business days
Remitly
29700.04 · Minutes to 3-5 days
ProviderFeeRateReceivesSpeed
InstaReM€9.0030015.78₫149,808,7491-3 business days
TapTap SendFree29898.51₫149,492,528Under 3 minutes (95% of transfers)
Wise€19.5029952.63₫149,179,0811-2 business days
BNP Paribas€44.0029805.29₫147,715,0121-3 business days
Skrill€56.5029730.11₫146,970,820Instant to 3 business days
Remitly€61.5029700.04₫146,673,669Minutes to 3-5 days
How much does it cost to send money from Spain to Vietnam?
Transfer fees from Spain to Vietnam vary by provider. Specialist services charge €0–10 per transfer, while banks charge €25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total VND your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically €0–€10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (30069.9041).
Ways to send money to Vietnam
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard method in Vietnam. The NAPAS system connects all major Vietnamese banks for domestic interbank transfers.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Vietnam?
Your recipient in Vietnam can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–2 business days
Transfer to Vietnamese bank accounts through the NAPAS interbank system.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from bank branches and agent locations in Vietnam.
Western UnionMoneyGramRia Money Transfer
Home Delivery
1–2 days
Cash delivered to the recipient's address in major Vietnamese cities.
Western Union
What are the transfer limits and regulations for Vietnam?
Important rules and requirements to know before sending money to Vietnam.
Regulatory body
State Bank of Vietnam (SBV)
Inbound transfer limits
No cap on incoming remittances — Vietnam actively encourages diaspora remittances
Documentation you may need
- Sender's government-issued ID
- Recipient's Vietnamese ID card (CCCD) for cash pickups
Important things to know
- Vietnam has been one of the top remittance-receiving countries in Asia, with over $19 billion annually.
- Incoming remittances are exempt from personal income tax in Vietnam.
- The VND is managed by the SBV — exchange rates can be subject to policy decisions.
- Recipients can choose to receive in USD or VND for bank deposits, depending on the provider.
How long does it take to send money to Vietnam?
Most transfers from Spain to Vietnam arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Vietnam for a small premium.
FastExpress delivery
- TapTap SendUnder 3 minutes (95% of transfers)
- SkrillInstant to 3 business days
- RemitlyMinutes to 3-5 days
- Western UnionMinutes to 5 days
- Xoom (PayPal)Minutes to 3 days
Standard delivery
- InstaReM1-3 business days
- Wise1-2 business days
- BNP Paribas1-3 business days
- WorldRemit1-2 business days
- OFX1-3 business days
Popular banks in Vietnam
These are the most commonly used banks for receiving international transfers in Vietnam.
BankSWIFT/BICNotes
Vietcombank
BFTCVNVXXXX
VietinBank
ICBVVNVXXXX
BIDV
BIDVVNVXXXX
Techcombank
VTCBVNVXXXX
MB Bank (Military Bank)
MABORVNVXXX
ACB (Asia Commercial Bank)
ASCBVNVXXXX
EUR to VND Exchange Rate History
Daily best exchange rates from top providers over the last 52 days. Rates shown are for sending $100.
| Date | TapTap Send | __mid Market__ |
|---|---|---|
| Trend | ||
| Jul 4 | 29900.0000✓ | 29900.0000✓ |
| Jul 3 | 29900.0000✓ | 29900.0000✓ |
| Jul 2 | 29900.0000✓ | 29900.0000✓ |
| Jul 1 | 29950.0000✓ | 29950.0000✓ |
| Jun 30 | 29950.0000✓ | 29950.0000✓ |
| Jun 29 | 29900.0000✓ | 29900.0000✓ |
| Jun 28 | 29900.0000✓ | 29900.0000✓ |
| Jun 27 | 29900.0000✓ | 29900.0000✓ |
| Jun 26 | 29700.0000✓ | 29700.0000✓ |
| Jun 25 | 29700.0000✓ | 29700.0000✓ |
| Jun 24 | 30000.0000✓ | 30000.0000✓ |
| Jun 23 | 30100.0000✓ | 30100.0000✓ |
| Jun 22 | 30000.0000✓ | 30000.0000✓ |
| Jun 21 | 30000.0000✓ | 30000.0000✓ |
| Jun 20 | 30000.0000✓ | 30000.0000✓ |
| Jun 19 | 30000.0000✓ | 30000.0000✓ |
| Jun 18 | 30300.0000✓ | 30300.0000✓ |
| Jun 17 | 30200.0000✓ | 30200.0000✓ |
| Jun 16 | 30200.0000✓ | 30200.0000✓ |
| Jun 15 | 30200.0000✓ | 30200.0000✓ |
| Jun 14 | 30200.0000✓ | 30200.0000✓ |
| Jun 13 | 30200.0000✓ | 30200.0000✓ |
| Jun 12 | 30200.0000✓ | 30200.0000✓ |
| Jun 11 | 30150.0000✓ | 30150.0000✓ |
| Jun 10 | 30150.0000✓ | 30150.0000✓ |
| Jun 9 | 30150.0000✓ | 30150.0000✓ |
| Jun 8 | 30100.0000✓ | 30100.0000✓ |
| Jun 7 | 30150.0000✓ | 30150.0000✓ |
| Jun 6 | 30450.0000✓ | 30450.0000✓ |
| Jun 5 | 30450.0000✓ | 30450.0000✓ |
| Jun 4 | 30500.0000✓ | 30500.0000✓ |
| Jun 3 | 30500.0000✓ | 30500.0000✓ |
| Jun 2 | 30450.0000✓ | 30450.0000✓ |
| Jun 1 | 30450.0000✓ | 30450.0000✓ |
| May 31 | 30450.0000✓ | 30450.0000✓ |
| May 30 | 30500.0000✓ | 30500.0000✓ |
| May 29 | 30350.0000✓ | 30350.0000✓ |
| May 28 | 30500.0000✓ | 30500.0000✓ |
| May 27 | 30500.0000✓ | 30500.0000✓ |
| May 26 | 30500.0000✓ | 30500.0000✓ |
| May 25 | 30400.0000✓ | 30400.0000✓ |
| May 24 | 30400.0000✓ | 30400.0000✓ |
| May 23 | 30400.0000✓ | 30400.0000✓ |
| May 22 | 30400.0000✓ | 30400.0000✓ |
| May 21 | 30400.0000✓ | 30400.0000✓ |
| May 20 | 30350.0000✓ | 30350.0000✓ |
| May 19 | 30400.0000✓ | 30400.0000✓ |
| May 18 | 30400.0000✓ | 30400.0000✓ |
| May 17 | 30450.0000✓ | 30450.0000✓ |
| May 16 | 30500.0000✓ | 30500.0000✓ |
| May 15 | 30600.0000✓ | 30600.0000✓ |
| May 14 | 30600.0000✓ | 30600.0000✓ |
Frequently asked questions
Common questions about sending money from Spain to Vietnam
What is the cheapest way to send money from Spain to Vietnam?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Spain to Vietnam?
Most specialist providers deliver to Vietnam within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send €1,000 from Spain to Vietnam?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much VND your recipient would receive from a €1,000 transfer today.
Can I send money from Spain to Vietnam online?
Yes, all the providers we compare support online transfers from Spain to Vietnam. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Vietnam?
Money transfer services are almost always cheaper. Banks typically charge €25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge €0–10 with markups under 1%, saving you significantly on every transfer to Vietnam.
More for this corridor
Everything about sending money to Vietnam
Recipient requirements, delivery methods, regulations, popular banks, and more.
Get rate-drop alerts on WhatsApp
Follow our free channel for a heads-up when transfer rates move in your favour. No spam, unsubscribe anytime.
More transfers from Spain
Other routes to Vietnam
Popular corridors
Top provider reviews
Useful guides
How does your bank compare?
Compare all providers for Spain to Vietnam
Enter your exact amount to see personalised quotes from every provider on this route.
Compare providers now