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Send money from Spain to Hungary(EUR → HUF)
EUR
HUF|Updated recentlyMid-market 355.4488Cheapest today
Regency FX
Rate 352.6052 · Fee free
You send
€1,000
Recipient gets
Ft352,605
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Spain to Hungary in June 2026 is Regency FX, which delivers 352,605.18 HUF on a 1,000 EUR transfer with a fee of zero.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send EUR to HUF?
Sending €1,000 from Spain to Hungary. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 352.6052·Fee Free·0.80% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Looking for cheap money transfers from Spain to Hungary? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
Whether you're supporting family in Hungary or paying for business services, finding the cheapest way to send money from Spain matters. Exchange rate markups and transfer fees add up — especially on regular transfers. Our real-time comparison helps you cut costs by showing the exact amount your recipient gets from each provider.
Which provider offers the best EUR to HUF rate?
Regency FX
4.8Exchange rate
352.6052
Fee
Free
Recipient gets
Ft352,605.18
Speed
Same day to 2 business days
Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Spain to Hungary route.
Cheapest transfer
Regency FX
Delivers the most HUF for your money
Fastest transfer
Regency FX
Delivers in Same day to 2 business days
Bank transfer
Regency FX
Best rate for bank deposit to Hungary
How to send money to Hungary
Sending money to Hungary is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much EUR you want to send, compare providers above, and pick the one offering the best HUF amount for your transfer to Hungary.
Step 2
Add your recipient
Enter your recipient's details in Hungary — you'll need their iban. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit (sepa) typically takes 1 business day.
What you need to send money to Hungary
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as registered with their Hungarian bank account
IBAN
28-character IBAN starting with 'HU' followed by 2 check digits, 3-digit bank code, and 1-digit branch code, then account number and check digit
Example: HU42117730161111101800000000
SWIFT/BIC code
Optional8 or 11-character SWIFT code for non-SEPA transfers
Note: Hungary uses 28-character IBANs starting with 'HU'. As an EU member, Hungary participates in SEPA for EUR transfers. The old Hungarian account format (8-8-8 digits like 11773016-11111018-00000000) maps directly to the IBAN. Domestic instant payments settle within 5 seconds via Hungary's AFR system.
Transfer examples: EUR to HUF
See how much your recipient would get for common transfer amounts.
Send €500
ProviderFeeReceives
Regency FX
352.61 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Regency FXFree352.61Ft176,303Same day to 2 business days
Send €1,000
ProviderFeeReceives
Regency FX
352.61 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Regency FXFree352.61Ft352,605Same day to 2 business days
Send €5,000
ProviderFeeReceives
Regency FX
352.61 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Regency FXFree352.61Ft1,763,026Same day to 2 business days
How much does it cost to send money from Spain to Hungary?
Transfer fees from Spain to Hungary vary by provider. Specialist services charge €0–10 per transfer, while banks charge €25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total HUF your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically €0–€10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (355.4488).
Ways to send money to Hungary
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard method in Hungary. Hungary's instant payment system (AFR) processes domestic transfers in under 5 seconds, 24/7. SEPA transfers from EU countries are the cheapest way to send money to Hungary.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
How can my recipient receive money in Hungary?
Your recipient in Hungary can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit (SEPA)
1 business day
SEPA transfer in EUR — fast and affordable from EU/EEA countries.
WiseRemitlyWorldRemit
Bank Deposit (SWIFT)
1–3 business days
International wire transfer in HUF or EUR to Hungarian bank accounts.
WiseRemitlyWorldRemitWestern Union+1 more
Cash Pickup
Minutes
Collect cash from agent locations across Hungary.
Western UnionMoneyGram
What are the transfer limits and regulations for Hungary?
Important rules and requirements to know before sending money to Hungary.
Regulatory body
Magyar Nemzeti Bank (MNB) — Hungarian National Bank
Inbound transfer limits
No cap on incoming transfers, but amounts over EUR 15,000 must be reported
Documentation you may need
- Sender's government-issued photo ID
- Purpose of payment for large transfers
- Recipient's Hungarian tax ID may be required
Important things to know
- Hungary is an EU member using the Hungarian forint (HUF), with no confirmed euro adoption date.
- SEPA transfers in EUR are converted to HUF at the recipient bank's exchange rate.
- Hungary has a growing diaspora in the UK, Germany, and Austria driving remittance flows.
- The HUF can be volatile — timing transfers can make a meaningful difference in the amount received.
How long does it take to send money to Hungary?
Most transfers from Spain to Hungary arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Hungary for a small premium.
Standard delivery
- Regency FXSame day to 2 business days
Popular banks in Hungary
These are the most commonly used banks for receiving international transfers in Hungary.
BankSWIFT/BICNotes
OTP Bank
OTPVHUHB
Erste Bank Hungary
GIBAHUHB
K&H Bank
OKHBHUHB
UniCredit Bank Hungary
BACXHUHB
Raiffeisen Bank Hungary
UBRTHUHB
CIB Bank
CABORHUBXXX
Frequently asked questions
Common questions about sending money from Spain to Hungary
What is the cheapest way to send money from Spain to Hungary?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Spain to Hungary?
Most specialist providers deliver to Hungary within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send €1,000 from Spain to Hungary?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much HUF your recipient would receive from a €1,000 transfer today.
Can I send money from Spain to Hungary online?
Yes, all the providers we compare support online transfers from Spain to Hungary. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Hungary?
Money transfer services are almost always cheaper. Banks typically charge €25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge €0–10 with markups under 1%, saving you significantly on every transfer to Hungary.
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