Loading...
US Dollar to Euro Exchange Rate
Mid-market USD/EUR rate — the fairest rate, before provider markups.
0.86142EUR
1 USD = 0.86142 EUR
1 EUR = 1.16088 USD
Source: median of multiple independent feeds. For indicative purposes only.
USD to EUR Conversion Table
100 USD
86.14 EUR
500 USD
430.71 EUR
1,000 USD
861.42 EUR
5,000 USD
4,307.08 EUR
10,000 USD
8,614.16 EUR
25,000 USD
21,535.41 EUR
50,000 USD
43,070.82 EUR
100,000 USD
86,141.65 EUR
Based on mid-market rate. Actual provider rates will differ — compare below.
Understanding the USD/EUR Exchange Rate
USD to EUR is the world's most traded currency conversion. Whether you're paying European invoices, supporting family, or funding a euro account, competition among providers on this corridor keeps costs very low. The ECB's 2026 instant payments mandate means euro deposits now arrive in seconds.
Key things to know
- SEPA instant means euro deposits arrive in under 10 seconds, 24/7, at no extra charge
- Markups from the best providers are among the lowest of any corridor — often under 0.3%
- ACH funding from the US keeps costs low; wire funding is faster but more expensive
- EUR/USD is driven by ECB vs. Fed rate expectations, eurozone GDP, and US employment data
Tip
For eurozone transfers, the rate matters more than the fee. A 0.5% rate markup on a $5,000 transfer costs $25 — more than most providers' flat fees.
USD/EUR Rate History
Track how provider rates have changed over time. See which providers consistently offer the best USD to EUR rates.
How we calculate the USD/EUR mid-market rate
The mid-market rate is the midpoint between the buy and sell prices on global currency markets — it's the fairest exchange rate available. We aggregate data from 4 independent sources and take the median value, which eliminates outliers and provides a more reliable rate than any single source.
When a money transfer provider quotes you a rate, compare it against the mid-market rate shown on this page. The difference is the provider's markup — their profit on the currency conversion. On the USD/EUR pair, the best providers typically mark up by 0.2–0.8%, while banks can mark up by 2–5%.
Related Exchange Rates
Frequently asked questions about USD to EUR
What is the mid-market USD/EUR exchange rate today?
The mid-market rate for USD to EUR today is 0.86142, meaning 1 US Dollar buys 0.86142 Euro. The inverse rate is 1 EUR = 1.16088 USD. This is the interbank reference rate — money transfer providers apply a markup above this, so the rate you receive will be slightly lower.
What moves the USD/EUR exchange rate?
SEPA instant means euro deposits arrive in under 10 seconds, 24/7, at no extra charge. Markups from the best providers are among the lowest of any corridor — often under 0.3%. USD to EUR is the world's most traded currency conversion.
Which provider offers the best US Dollar to Euro rate?
The best USD to EUR provider varies day to day. Specialist providers like Wise, Revolut, and OFX consistently beat banks on rate — compare above before every transfer. For eurozone transfers, the rate matters more than the fee. A 0.5% rate markup on a $5,000 transfer costs $25 — more than most providers' flat fees.
How much does it cost to convert US Dollar to Euro?
The total cost of a USD to EUR transfer has two parts: the exchange rate markup (the gap between the mid-market rate and the provider's rate) and any flat fee. The best specialist providers on this corridor typically charge a markup of 0.2–0.8% plus a small flat fee, while banks can add 2–5% in markup. The table above shows you exactly how much EUR your recipient would receive from each provider on a 1,000 USD transfer.