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Mid-market EUR/USD rate — the fairest rate, before provider markups.
1 EUR = 1.16088 USD
1 USD = 0.86142 EUR
Source: median of multiple independent feeds. For indicative purposes only.
100 EUR
116.09 USD
500 EUR
580.44 USD
1,000 EUR
1,160.88 USD
5,000 EUR
5,804.39 USD
10,000 EUR
11,608.79 USD
25,000 EUR
29,021.97 USD
50,000 EUR
58,043.93 USD
100,000 EUR
116,087.86 USD
Based on mid-market rate. Actual provider rates will differ — compare below.
EUR/USD is the single most traded currency pair in the world, accounting for roughly 23% of all forex volume. For eurozone residents sending money to the US, this means extremely tight spreads and competitive rates from specialist providers. ECB and Fed monetary policy divergence is the dominant rate driver.
Tip
On such a liquid pair, even small differences in markup add up. On a €10,000 transfer, the difference between a 0.3% and a 1.0% markup is about $70.
Track how provider rates have changed over time. See which providers consistently offer the best EUR to USD rates.
The mid-market rate is the midpoint between the buy and sell prices on global currency markets — it's the fairest exchange rate available. We aggregate data from 4 independent sources and take the median value, which eliminates outliers and provides a more reliable rate than any single source.
When a money transfer provider quotes you a rate, compare it against the mid-market rate shown on this page. The difference is the provider's markup — their profit on the currency conversion. On the EUR/USD pair, the best providers typically mark up by 0.2–0.8%, while banks can mark up by 2–5%.
The mid-market rate for EUR to USD today is 1.16088, meaning 1 Euro buys 1.16088 US Dollar. The inverse rate is 1 USD = 0.86142 EUR. This is the interbank reference rate — money transfer providers apply a markup above this, so the rate you receive will be slightly lower.
The highest-liquidity pair in the world means markups from good providers are under 0.3%. SEPA-funded transfers from the eurozone are typically free or very low cost. EUR/USD is the single most traded currency pair in the world, accounting for roughly 23% of all forex volume.
The best EUR to USD provider varies day to day. Specialist providers like Wise, Revolut, and OFX consistently beat banks on rate — compare above before every transfer. On such a liquid pair, even small differences in markup add up. On a €10,000 transfer, the difference between a 0.3% and a 1.0% markup is about $70.
The total cost of a EUR to USD transfer has two parts: the exchange rate markup (the gap between the mid-market rate and the provider's rate) and any flat fee. The best specialist providers on this corridor typically charge a markup of 0.2–0.8% plus a small flat fee, while banks can add 2–5% in markup. The table above shows you exactly how much USD your recipient would receive from each provider on a 1,000 EUR transfer.