Revolut vs Western Union: Fees, Rates & Speed Compared
Revolut ahead on USD → PHP; Western Union on USD → INR, GBP → EUR, USD → MXN, GBP → PKR.
Revolut
Won 1 of 5 routes here
4.7
Western Union
Won 4 of 5 routes here
4.3Using Revolut for everyday spending does not settle how someone abroad can receive your transfer. Western Union’s bank, wallet and cash options vary by destination; the relevant alternative depends on what that person can access.
Live comparison: Revolut vs Western Union across popular corridors
Recipient payout route by route, Revolut against Western Union, from collected quotes (not guaranteed).
| Corridor | Revolut | Western Union | Winner |
|---|---|---|---|
| USD → INR($1,000) | ₹95,098.38 | ₹95,809.98 | Western Union (+₹711.60) |
| GBP → EUR(£1,000) | €1,149.98 | €1,153.64 | Western Union (+€3.66) |
| USD → PHP($500) | ₱30,737.85 | ₱30,279.22 | Revolut (+₱458.63) |
| USD → MXN($1,000) | MX$17,836.71 | MX$17,950.31 | Western Union (+MX$113.60) |
| GBP → PKR(£500) | ₨180,327.59 | ₨182,165.16 | Western Union (+₨1837.57) |
| USD → NGN($200) | — | ₦267,899.55 | N/A |
Revolut vs Western Union: Feature comparison
| Feature | Revolut | Western Union |
|---|---|---|
| Overall rating | 4.7/5 (Excellent) | 4.3/5 (Excellent) |
| Fee structure | Free up to £1,000/month, then 0.5% | From $0 to $10+ depending on method |
| Exchange rate markup | 0% weekdays, 0.5-1% weekends | 1% - 4% above mid-market |
| Transfer speed | Instant to 3 days | Minutes to 5 days |
| Supported countries | 150+ | 200+ |
| Supported currencies | 36+ | 130+ |
| Max transfer | No limit | $50,000 |
| Delivery methods | Bank Deposit, Revolut Account | Bank Deposit, Cash Pickup, Mobile Wallet |
| Regulators | FCA, ECB, FinCEN | FinCEN, FCA, Various |
Separate a banking preference from a receiving need
Begin with a recipient who needs cash: find a supported collection location and its requirements. For a recipient with an account, compare bank-deposit offers instead. An account feature, subscription benefit or attractive currency balance should only influence the choice if it helps complete that particular payment.