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Ahsan Mukhtar

Serbia IBAN

RS·RSD·SEPA

By Awais ImranUpdated October 18, 2026IBAN formats match the SWIFT IBAN RegistryOur methodology

A Serbia IBAN is 22 characters long and Serbia is in SEPA.

RS and two check digits open every Serbia IBAN; its remaining 18 form the BBAN (Basic Bank Account Number).

Example Serbia IBAN

Electronic format

RS35260005601001611379

Print format

RS35 2600 0560 1001 6113 79

IBAN structure for Serbia

Country code

RS

Check digits

35

Bank code

260

Account number

0056010016113

National check digit

79

Total length22 characters

Major banks in Serbia

5 banks in Serbia that support IBAN-based international transfers:

R

Raiffeisen Banka

K

Komercijalna banka

U

UniCredit Bank Srbija

B

Banka Poštanska štedionica

B

Banca Intesa Beograd

Format reference: SWIFT IBAN Registry.

Serbia IBAN questions

Can a dinar payment to Serbia go by SEPA?

No. SEPA carries euro transfers only, so a payment meant to arrive in dinars goes another way.

Can I move my own money from abroad into a Serbian foreign-currency account?

Yes. The NBS returnee guide (October 2019) says such transfers face no restrictions; banks apply anti-money-laundering measures from EUR 15,000.

Does a Serbian bank mix euros and dollars in one account?

No. NBS rules make the bank keep each foreign currency credited to a person's account separately.

Serbia's SEPA euro transfers and the NBS IPS dinar system

Serbia joined the geographical scope of the SEPA schemes on 22 May 2025, the European Payments Council announced. In July 2026 the National Bank of Serbia (NBS) reported that it and 18 of the 19 banks operating in Serbia had adhered to the SEPA Credit Transfer scheme, with May 2026 the earliest date for taking part.

For a SEPA euro transfer the NBS says the payee is credited within one business day and receives the full amount, with no intermediary-bank deductions.
Dinar payments can run on IPS, the NBS's instant system since 22 October 2018: open around the clock, settling in seconds, up to RSD 300,000 an order.
A foreign national is a non-resident for the first year in Serbia, the NBS explains, and may hold dinar and foreign-currency accounts.

Sources: EPC: Serbia joins the SEPA schemes' scope (22 May 2025); NBS: Understanding SEPA (15 July 2026); NBS: Instant Payments Serbia, the IPS system; NBS: Financial Guide for Returnees (Oct 2019); NBS: decision on foreign exchange and dinar accounts.