Qatar IBAN
A Qatar IBAN is 29 characters long.
QA and two check digits open every Qatar IBAN; its remaining 25 form the BBAN (Basic Bank Account Number). Transfers into Qatar arrive in QAR over SWIFT.
Example Qatar IBAN
Electronic format
QA58DOHB00001234567890ABCDEFG
Print format
QA58 DOHB 0000 1234 5678 90AB CDEF G
IBAN structure for Qatar
Major banks in Qatar
5 banks in Qatar that support IBAN-based international transfers:
Format reference: SWIFT IBAN Registry.
Qatar IBAN questions
What is the IBAN format for Qatar?
A Qatari IBAN is exactly 29 characters long. It starts with QA, 2 check digits, a 4-character alphanumeric bank code, and a 21-character account number. Example: QA58 DOHB 0000 1234 5678 90AB CDEF G.
Is Qatar part of SEPA?
No. Qatar is not a SEPA member. All international transfers to Qatar are processed through the SWIFT network. Domestic transfers are processed through the Qatar Payment System (QPS) and the Qatar Real Time Gross Settlement (QRTGS) system.
What are the bank codes for QNB, Commercial Bank, and Doha Bank?
Qatari bank codes (4 characters, positions 5–8 of the IBAN): Qatar National Bank (QNB) uses QNBA, Commercial Bank of Qatar uses CBQA, Doha Bank uses DOHB, Qatar Islamic Bank uses QIIB, and Masraf Al Rayan uses MARK.
How do I find my IBAN at a Qatari bank?
Your QA IBAN is available through your bank's mobile app or internet banking. QNB's Mobile Banking app, Commercial Bank's CBQ Mobile app, and Doha Bank's mobile banking all display the 29-character IBAN under account details. It is also shown on bank statements.
What do I need to give a sender to receive a transfer to Qatar?
Provide your full 29-character QA IBAN and your bank's SWIFT/BIC code. QNB's SWIFT code is QNBAQAQA; Commercial Bank's is CBQAQAQA; Doha Bank's is DOHBQAQA. Without both, the sending bank may be unable to route the payment correctly.
Can I receive foreign currency in a Qatari bank account without conversion to QAR?
Yes. Major Qatari banks including QNB and Commercial Bank offer foreign currency accounts in USD, EUR, and GBP. If you instruct the sender to remit in a specific foreign currency and you hold a matching foreign currency account, the funds can be credited without conversion to QAR. Confirm the currency account's IBAN or account number with your bank.
How long does an international transfer to Qatar take?
SWIFT transfers to Qatar typically arrive within 1–2 business days. QNB, as one of the largest banks in the Middle East and Africa, has direct correspondent relationships with major international banks, which can speed up processing. Transfers from GCC countries (UAE, Saudi Arabia, Kuwait, Bahrain) often settle faster than intercontinental transfers.
How IBAN is used in Qatar
Qatar adopted IBAN as the mandatory account format under the Qatar Central Bank (QCB) regulatory framework. All Qatari bank accounts carry a 29-character IBAN prefixed with QA. Qatar is not part of SEPA; international transfers are processed via the SWIFT network in QAR or other currencies. Domestically, the Qatar Payment System (QPS) and the Qatar Real Time Gross Settlement (QRTGS) use the IBAN for all interbank settlement.
- A Qatar IBAN is 29 characters long: the country code QA, two check digits, a four-character alphanumeric bank code, and a 21-character account number. Qatar National Bank — QNB (bank code QNBA) is the largest bank in the country and the region. Other major banks include Commercial Bank of Qatar (CBQA), Doha Bank (DOHB), Qatar Islamic Bank (QIIB), and Masraf Al Rayan (MARK).
- Qatar's QPS operates the domestic interbank payment system and processes all SAR-equivalent QAR retail transfers between local banks. For large-value transactions, QRTGS provides real-time settlement. Both systems require the full 29-character QA IBAN for beneficiary identification. International senders must additionally provide the SWIFT/BIC code of the recipient's bank.
- Qatar hosts a large expatriate workforce, and inbound remittances are a major use case for IBAN-based transfers. Many Qatari banks also offer multi-currency accounts that can receive USD, EUR, or GBP without immediate conversion. If you are receiving a salary in Qatar or expecting a foreign currency transfer, ask your bank whether a separate foreign currency IBAN account is available to avoid unwanted QAR conversion.
- 2026 cross-border update: as part of the wider GCC payment-integration roadmap, Qatar's QPS has progressively connected to the Arab Monetary Fund's Buna platform alongside the UAE's Aani, Saudi Arabia's SARIE, and Egypt's InstaPay. For diaspora workers in Qatar, this means QAR transfers to bank accounts in Egypt (EGP), Jordan, the UAE, and increasingly Pakistan (PKR via RAAST) can settle in seconds rather than the 1–3 business days SWIFT correspondents historically required. Your QA IBAN remains the sender identifier on the Qatari side; rollout by individual banks (QNB, CBQA, DOHB) is staggered through 2026. Cross-border SWIFT remains the fallback for any corridor not yet on Buna.
United Arab Emirates
Pakistan
Jordan
Bahrain
Saudi Arabia
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