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Q: What does a Moldova IBAN look like?

A Moldova IBAN follows this format: MD24 AG00 0225 1000 1310 4168. The first two letters (MD) identify the country, followed by two check digits, then the BBAN.

Q: Is Moldova part of SEPA?

No, Moldova is not part of SEPA. International transfers to Moldova are processed through the SWIFT network.

Akif Hazarvi

Moldova IBAN

MD·MDL

The International Bank Account Number (IBAN) for Moldova is 24 characters long and is used to identify bank accounts for international transactions via the SWIFT network.

A Moldova IBAN begins with the country code MD and two check digits, followed by the 20-character BBAN (Basic Bank Account Number). The Moldova BBAN encodes a 2-character bank code, followed by a 18-character account number. International transfers to Moldova are processed in MDL via SWIFT, typically taking 1–3 business days. Always include the full 24-character IBAN together with the bank's BIC/SWIFT code when making or receiving international payments.

IBAN Length

24 chars

Currency

MDL

SEPA

No

Banks

—

Example IBAN

Electronic format

MD24AG000225100013104168

Print format

MD24 AG00 0225 1000 1310 4168

IBAN structure for Moldova

A Moldova IBAN is 24 characters long and consists of the following components:

Country code

MD

Check digits

24

Bank code

2 chars

Account number

18 chars

Total length24 characters

BBAN format details

The Basic Bank Account Number (BBAN) is the domestic part of the IBAN, following the country code and check digits. Here is the BBAN validation format for Moldova:

Bank code2 characters

^[a-zA-Z0-9]{2}

Account number18 characters

^[a-zA-Z0-9]{18}

Understanding IBAN in Moldova

What is the IBAN format in the Republic of Moldova

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly. Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in the Republic of Moldova

IBAN in the Republic of Moldova consists of 24 characters: 2 letter country code 2 digit check number 2 characters from the bank's bank code 18 digit code for the bank account number

Do you need an IBAN in the Republic of Moldova

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in the Republic of Moldova, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code. Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly. IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Frequently asked questions

How many characters is a Moldova IBAN?

A Moldova IBAN is exactly 24 alphanumeric characters long, starting with the country code "MD" followed by two check digits and the domestic bank account details (BBAN).

What does a Moldova IBAN look like?

A Moldova IBAN follows this format: MD24 AG00 0225 1000 1310 4168. The first two letters (MD) identify the country, followed by two check digits, then a 2-character bank code, and a 18-character account number.

Is Moldova part of SEPA?

No, Moldova is not part of the SEPA (Single Euro Payments Area). International transfers to Moldova are processed through the SWIFT network, which may take longer and cost more than SEPA transfers.

How do I find my IBAN in Moldova?

You can find your Moldova IBAN on your bank statement, in your online banking portal, or by contacting your bank directly. The IBAN is typically printed on the front or back of your bank card in many countries. You can also use our IBAN calculator tool to generate it from your domestic bank details.