Comparison
WorldRemit vs Xoom (PayPal): Fees, Rates & Speed Compared
WorldRemit ahead on USD → NGN; Xoom (PayPal) nowhere.
Reviewed by Awais ImranOur methodology
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WorldRemit
Won 1 of 1 routes here
4.1
Xoom (PayPal)
Won 0 of 1 routes here
4.6A country appearing in both WorldRemit and Xoom does not mean every bank, wallet or pickup partner is shared. The practical comparison begins with the recipient’s specific account or collection arrangement.
Live comparison: WorldRemit vs Xoom (PayPal) across popular corridors
Recipient payout route by route, WorldRemit against Xoom (PayPal), from collected quotes (not guaranteed).
| Corridor | WorldRemit | Xoom (PayPal) | Winner |
|---|---|---|---|
| USD → INR($1,000) | ₹95,494.71 | — | N/A |
| GBP → EUR(£1,000) | — | — | N/A |
| USD → PHP($500) | ₱30,673.66 | — | N/A |
| USD → MXN($1,000) | MX$17,701.98 | — | N/A |
| GBP → PKR(£500) | ₨183,007.20 | — | N/A |
| USD → NGN($200) | ₦267,020.25 | ₦262,662.36 | WorldRemit (+₦4357.89) |
WorldRemit vs Xoom (PayPal): Feature comparison
| Feature | WorldRemit | Xoom (PayPal) |
|---|---|---|
| Overall rating | 4.1/5 (Good) | 4.6/5 (Excellent) |
| Fee structure | From $0.99 to $3.99 | From $0 to $4.99 |
| Exchange rate markup | 0.5% - 3% above mid-market | 1% - 3% above mid-market |
| Transfer speed | Minutes to 3 days | Minutes to 3 days |
| Supported countries | 130+ | 130+ |
| Supported currencies | 70+ | 50+ |
| Max transfer | $10,000 | $50,000 |
| Delivery methods | Bank Deposit, Cash Pickup, Mobile Money, Airtime Top-up | Bank Deposit, Cash Pickup, Mobile Reload |
| Regulators | FCA, FinCEN | FinCEN |
Match the destination service, not just the country
Open the receiving options for that destination in both checkouts. A wallet payout and a bank deposit should be evaluated as different ways of reaching the person, including any extra withdrawal step. Only compare displayed payouts directly when they leave the recipient with the same usable currency and access.