Comparison
PayPal vs WorldRemit: Fees, Rates & Speed Compared
PayPal ahead nowhere; WorldRemit on USD → PHP, USD → MXN.
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PayPal
Won 0 of 2 routes here
1.4
WorldRemit
Won 2 of 2 routes here
4.1PayPal and WorldRemit both quote 2 of our sample routes. Widest: USD → PHP at $500, where WorldRemit pays ₱1,117.46 more (3.62%). Closest: USD → MXN, 3.51% apart.
Live comparison: PayPal vs WorldRemit across popular corridors
Recipient payout route by route, PayPal against WorldRemit, from collected quotes (not guaranteed).
| Corridor | PayPal | WorldRemit | Winner |
|---|---|---|---|
| USD → INR($1,000) | — | ₹96,205.26 | N/A |
| GBP → EUR(£1,000) | €1,126.78 | — | N/A |
| USD → PHP($500) | ₱29,787.58 | ₱30,905.04 | WorldRemit (+₱1117.46) |
| USD → MXN($1,000) | MX$17,324.27 | MX$17,955.35 | WorldRemit (+MX$631.08) |
| GBP → PKR(£500) | — | ₨182,369.96 | N/A |
| USD → NGN($200) | — | ₦266,920.07 | N/A |
Key differences between PayPal and WorldRemit
**Measured on 2 routes**: PayPal paid more on none; WorldRemit on USD → PHP, USD → MXN. Median gap 3.57%.
**Only one offers**: PayPal — a business account; WorldRemit — cash pickup, mobile money.
PayPal vs WorldRemit: Feature comparison
| Feature | PayPal | WorldRemit |
|---|---|---|
| Overall rating | 1.4/5 (Poor) | 4.1/5 (Good) |
| Fee structure | 5% with $0.99 min, $4.99 max | From $0.99 to $3.99 |
| Exchange rate markup | 3% - 4% above mid-market | 0.5% - 3% above mid-market |
| Transfer speed | Instant to 3 days | Minutes to 3 days |
| Supported countries | 200+ | 130+ |
| Supported currencies | 25+ | 70+ |
| Max transfer | $60,000 | $10,000 |
| Delivery methods | PayPal Account, Bank Deposit | Bank Deposit, Cash Pickup, Mobile Money, Airtime Top-up |
| Regulators | FinCEN, FCA, Various | FCA, FinCEN |
Pros and cons
PayPal: 5 pros, 3 cons · WorldRemit: 5 pros, 3 cons
Verdict: PayPal or WorldRemit?
Cost winner: WorldRemit
Largest margin ₱1,117.46, USD → PHP at $500; median 3.57%.
PayPal vs WorldRemit: your questions
Is PayPal or WorldRemit cheaper for international transfers?
WorldRemit, on 2 of 2 routes — ₱1,117.46 more on a $500 USD → PHP transfer. PayPal led on none.
Where do PayPal and WorldRemit differ most?
USD → PHP: 3.62% apart. The narrowest is USD → MXN at 3.51%.
Does PayPal or WorldRemit charge a transfer fee?
Margins aside, PayPal quoted no fee on 0 of 2 routes and WorldRemit on 0.